Employee & Expense Input
Confidence level 90%
 Year 1 Year 2  Year 3 Year 4 Year 5
1 2 3 4 5 6 7 8 9 10 11 12 1 2 3 4 5 6 7 8 9 10 11 12 1 2 3 4 5 6 7 8 9 10 11 12 1 2 3 4 5 6 7 8 9 10 11 12 1 2 3 4 5 6 7 8 9 10 11 12
Annual Increase 4.5%
.BIZ EMPLOYEES Cost Type 2000 Salary Bonus as % of Base Month Started
EXECUTIVE MANAGEMENT
General Manager / CEO G&A $125,000 15%           1        10,417      10,417      10,417      10,417      10,417      10,417        10,417        10,417        10,417        10,417        10,417          29,167        10,885        10,885        10,885        10,885        10,885        10,885        10,885        10,885        10,885        10,885        10,885          29,635        11,375        11,375        11,375        11,375        11,375        11,375        11,375        11,375        11,375        11,375        11,375          30,125        11,887        11,887        11,887        11,887        11,887        11,887        11,887        11,887        11,887        11,887        11,887          30,637        12,422        12,422        12,422        12,422        12,422        12,422        12,422        12,422        12,422        12,422        12,422          31,172
Executive Assistant G&A $42,000 10%           2               -         3,500       3,500       3,500       3,500       3,500          3,500          3,500          3,500          3,500          3,500            7,700          3,658          3,658          3,658          3,658          3,658          3,658          3,658          3,658          3,658          3,658          3,658            7,858          3,822          3,822          3,822          3,822          3,822          3,822          3,822          3,822          3,822          3,822          3,822            8,022          3,994          3,994          3,994          3,994          3,994          3,994          3,994          3,994          3,994          3,994          3,994            8,194          4,174          4,174          4,174          4,174          4,174          4,174          4,174          4,174          4,174          4,174          4,174            8,374
FINANCE & ACCOUNTING
CFO G&A $95,000 15%           3               -              -         7,917       7,917       7,917       7,917          7,917          7,917          7,917          7,917          7,917          22,167          8,273          8,273          8,273          8,273          8,273          8,273          8,273          8,273          8,273          8,273          8,273          22,523          8,645          8,645          8,645          8,645          8,645          8,645          8,645          8,645          8,645          8,645          8,645          22,895          9,034          9,034          9,034          9,034          9,034          9,034          9,034          9,034          9,034          9,034          9,034          23,284          9,441          9,441          9,441          9,441          9,441          9,441          9,441          9,441          9,441          9,441          9,441          23,691
Staff Accountant G&A $45,000 10%           1          3,750       3,750       3,750       3,750       3,750       3,750          3,750          3,750          3,750          3,750          3,750            8,250          3,919          3,919          3,919          3,919          3,919          3,919          3,919          3,919          3,919          3,919          3,919            8,419          4,095          4,095          4,095          4,095          4,095          4,095          4,095          4,095          4,095          4,095          4,095            8,595          4,279          4,279          4,279          4,279          4,279          4,279          4,279          4,279          4,279          4,279          4,279            8,779          4,472          4,472          4,472          4,472          4,472          4,472          4,472          4,472          4,472          4,472          4,472            8,972
Accounts Operations Mgr (A/R & A/P) G&A $47,000 10%           4               -              -              -         3,917       3,917       3,917          3,917          3,917          3,917          3,917          3,917            8,617          4,093          4,093          4,093          4,093          4,093          4,093          4,093          4,093          4,093          4,093          4,093            8,793          4,277          4,277          4,277          4,277          4,277          4,277          4,277          4,277          4,277          4,277          4,277            8,977          4,470          4,470          4,470          4,470          4,470          4,470          4,470          4,470          4,470          4,470          4,470            9,170          4,671          4,671          4,671          4,671          4,671          4,671          4,671          4,671          4,671          4,671          4,671            9,371
Administrative G&A $34,000 10%           3               -              -         2,833       2,833       2,833       2,833          2,833          2,833          2,833          2,833          2,833            6,233          2,961          2,961          2,961          2,961          2,961          2,961          2,961          2,961          2,961          2,961          2,961            6,361          3,094          3,094          3,094          3,094          3,094          3,094          3,094          3,094          3,094          3,094          3,094            6,494          3,233          3,233          3,233          3,233          3,233          3,233          3,233          3,233          3,233          3,233          3,233            6,633          3,379          3,379          3,379          3,379          3,379          3,379          3,379          3,379          3,379          3,379          3,379            6,779
HUMAN RESOURCES
Human Resources Manager G&A $55,000 10%           2               -         4,583       4,583       4,583       4,583       4,583          4,583          4,583          4,583          4,583          4,583          10,083          4,790          4,790          4,790          4,790          4,790          4,790          4,790          4,790          4,790          4,790          4,790          10,290          5,005          5,005          5,005          5,005          5,005          5,005          5,005          5,005          5,005          5,005          5,005          10,505          5,230          5,230          5,230          5,230          5,230          5,230          5,230          5,230          5,230          5,230          5,230          10,730          5,466          5,466          5,466          5,466          5,466          5,466          5,466          5,466          5,466          5,466          5,466          10,966
Administrative G&A $35,000 10%           3               -              -         2,917       2,917       2,917       2,917          2,917          2,917          2,917          2,917          2,917            6,417          3,048          3,048          3,048          3,048          3,048          3,048          3,048          3,048          3,048          3,048          3,048            6,548          3,185          3,185          3,185          3,185          3,185          3,185          3,185          3,185          3,185          3,185          3,185            6,685          3,328          3,328          3,328          3,328          3,328          3,328          3,328          3,328          3,328          3,328          3,328            6,828          3,478          3,478          3,478          3,478          3,478          3,478          3,478          3,478          3,478          3,478          3,478            6,978
FACILITIES / OFFICE MANAGEMENT
Facilities / Office Manager G&A $45,000 10%           4               -              -              -         3,750       3,750       3,750          3,750          3,750          3,750          3,750          3,750            8,250          3,919          3,919          3,919          3,919          3,919          3,919          3,919          3,919          3,919          3,919          3,919            8,419          4,095          4,095          4,095          4,095          4,095          4,095          4,095          4,095          4,095          4,095          4,095            8,595          4,279          4,279          4,279          4,279          4,279          4,279          4,279          4,279          4,279          4,279          4,279            8,779          4,472          4,472          4,472          4,472          4,472          4,472          4,472          4,472          4,472          4,472          4,472            8,972
Administrative G&A $34,000 10%           5               -              -              -              -         2,833       2,833          2,833          2,833          2,833          2,833          2,833            6,233          2,961          2,961          2,961          2,961          2,961          2,961          2,961          2,961          2,961          2,961          2,961            6,361          3,094          3,094          3,094          3,094          3,094          3,094          3,094          3,094          3,094          3,094          3,094            6,494          3,233          3,233          3,233          3,233          3,233          3,233          3,233          3,233          3,233          3,233          3,233            6,633          3,379          3,379          3,379          3,379          3,379          3,379          3,379          3,379          3,379          3,379          3,379            6,779
LEGAL & BUSINESS AFFAIRS
General Counsel G&A $100,000 10%           1          8,333       8,333       8,333       8,333       8,333       8,333          8,333          8,333          8,333          8,333          8,333          18,333          8,708          8,708          8,708          8,708          8,708          8,708          8,708          8,708          8,708          8,708          8,708          18,708          9,100          9,100          9,100          9,100          9,100          9,100          9,100          9,100          9,100          9,100          9,100          19,100          9,510          9,510          9,510          9,510          9,510          9,510          9,510          9,510          9,510          9,510          9,510          19,510          9,938          9,938          9,938          9,938          9,938          9,938          9,938          9,938          9,938          9,938          9,938          19,938
SYSTEMS DEVELOPMENT & SUPPORT
Chief Technology Officer SYS DEV $100,000 15%           2               -         8,333       8,333       8,333       8,333       8,333          8,333          8,333          8,333          8,333          8,333          23,333          8,708          8,708          8,708          8,708          8,708          8,708          8,708          8,708          8,708          8,708          8,708          23,708          9,100          9,100          9,100          9,100          9,100          9,100          9,100          9,100          9,100          9,100          9,100          24,100          9,510          9,510          9,510          9,510          9,510          9,510          9,510          9,510          9,510          9,510          9,510          24,510          9,938          9,938          9,938          9,938          9,938          9,938          9,938          9,938          9,938          9,938          9,938          24,938
Operations & Engineering Mgr SYS DEV $89,000 15%           2               -         7,417       7,417       7,417       7,417       7,417          7,417          7,417          7,417          7,417          7,417          20,767          7,750          7,750          7,750          7,750          7,750          7,750          7,750          7,750          7,750          7,750          7,750          21,100          8,099          8,099          8,099          8,099          8,099          8,099          8,099          8,099          8,099          8,099          8,099          21,449          8,464          8,464          8,464          8,464          8,464          8,464          8,464          8,464          8,464          8,464          8,464          21,814          8,845          8,845          8,845          8,845          8,845          8,845          8,845          8,845          8,845          8,845          8,845          22,195
Senior Systems Admin Mgr SYS DEV $75,000 15%           2               -         6,250       6,250       6,250       6,250       6,250          6,250          6,250          6,250          6,250          6,250          17,500          6,531          6,531          6,531          6,531          6,531          6,531          6,531          6,531          6,531          6,531          6,531          17,781          6,825          6,825          6,825          6,825          6,825          6,825          6,825          6,825          6,825          6,825          6,825          18,075          7,132          7,132          7,132          7,132          7,132          7,132          7,132          7,132          7,132          7,132          7,132          18,382          7,453          7,453          7,453          7,453          7,453          7,453          7,453          7,453          7,453          7,453          7,453          18,703
Systems Administrator SYS DEV $55,000 15%           3               -              -         4,583       4,583       4,583       4,583          4,583          4,583          4,583          4,583          4,583          12,833          4,790          4,790          4,790          4,790          4,790          4,790          4,790          4,790          4,790          4,790          4,790          13,040          5,005          5,005          5,005          5,005          5,005          5,005          5,005          5,005          5,005          5,005          5,005          13,255          5,230          5,230          5,230          5,230          5,230          5,230          5,230          5,230          5,230          5,230          5,230          13,480          5,466          5,466          5,466          5,466          5,466          5,466          5,466          5,466          5,466          5,466          5,466          13,716
Customer Support Staff SYS DEV $40,000 10%           4               -              -              -         3,333       3,333       3,333          3,333          3,333          3,333          3,333          3,333            7,333          3,483          3,483          3,483          3,483          3,483          3,483          3,483          3,483          3,483          3,483          3,483            7,483          3,640          3,640          3,640          3,640          3,640          3,640          3,640          3,640          3,640          3,640          3,640            7,640          3,804          3,804          3,804          3,804          3,804          3,804          3,804          3,804          3,804          3,804          3,804            7,804          3,975          3,975          3,975          3,975          3,975          3,975          3,975          3,975          3,975          3,975          3,975            7,975
Customer Support Staff SYS DEV $40,000 10%         18               -              -              -              -              -              -                 -                 -                 -                 -                 -                   -                 -                 -                 -                 -                 -            3,483          3,483          3,483          3,483          3,483          3,483            3,483          3,640          3,640          3,640          3,640          3,640          3,640          3,640          3,640          3,640          3,640          3,640            3,640          3,804          3,804          3,804          3,804          3,804          3,804          3,804          3,804          3,804          3,804          3,804            3,804          3,975          3,975          3,975          3,975          3,975          3,975          3,975          3,975          3,975          3,975          3,975            3,975
Customer Support Staff SYS DEV $40,000 10%         30               -              -              -              -              -              -                 -                 -                 -                 -                 -                   -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                   -                 -                 -                 -                 -                 -            3,640          3,640          3,640          3,640          3,640          3,640            3,640          3,804          3,804          3,804          3,804          3,804          3,804          3,804          3,804          3,804          3,804          3,804            3,804          3,975          3,975          3,975          3,975          3,975          3,975          3,975          3,975          3,975          3,975          3,975            3,975
CUSTOMER SERVICE
VP Policy & Registrar Relations CUST SERV $89,000 15%           4               -              -              -         7,417       7,417       7,417          7,417          7,417          7,417          7,417          7,417          20,767          7,750          7,750          7,750          7,750          7,750          7,750          7,750          7,750          7,750          7,750          7,750          21,100          8,099          8,099          8,099          8,099          8,099          8,099          8,099          8,099          8,099          8,099          8,099          21,449          8,464          8,464          8,464          8,464          8,464          8,464          8,464          8,464          8,464          8,464          8,464          21,814          8,845          8,845          8,845          8,845          8,845          8,845          8,845          8,845          8,845          8,845          8,845          22,195
Manager, Registrar Relations CUST SERV $50,000 10%           5               -              -              -              -         4,167       4,167          4,167          4,167          4,167          4,167          4,167            9,167          4,354          4,354          4,354          4,354          4,354          4,354          4,354          4,354          4,354          4,354          4,354            9,354          4,550          4,550          4,550          4,550          4,550          4,550          4,550          4,550          4,550          4,550          4,550            9,550          4,755          4,755          4,755          4,755          4,755          4,755          4,755          4,755          4,755          4,755          4,755            9,755          4,969          4,969          4,969          4,969          4,969          4,969          4,969          4,969          4,969          4,969          4,969            9,969
Customer Service Manager CUST SERV $50,000 10%           4               -              -              -         4,167       4,167       4,167          4,167          4,167          4,167          4,167          4,167            9,167          4,354          4,354          4,354          4,354          4,354          4,354          4,354          4,354          4,354          4,354          4,354            9,354          4,550          4,550          4,550          4,550          4,550          4,550          4,550          4,550          4,550          4,550          4,550            9,550          4,755          4,755          4,755          4,755          4,755          4,755          4,755          4,755          4,755          4,755          4,755            9,755          4,969          4,969          4,969          4,969          4,969          4,969          4,969          4,969          4,969          4,969          4,969            9,969
Senior Customer Service Representative CUST SERV $35,000 10%           5               -              -              -              -         2,917       2,917          2,917          2,917          2,917          2,917          2,917            6,417          3,048          3,048          3,048          3,048          3,048          3,048          3,048          3,048          3,048          3,048          3,048            6,548          3,185          3,185          3,185          3,185          3,185          3,185          3,185          3,185          3,185          3,185          3,185            6,685          3,328          3,328          3,328          3,328          3,328          3,328          3,328          3,328          3,328          3,328          3,328            6,828          3,478          3,478          3,478          3,478          3,478          3,478          3,478          3,478          3,478          3,478          3,478            6,978
Customer Service Representative CUST SERV $26,000 10%           5               -              -              -              -         2,167       2,167          2,167          2,167          2,167          2,167          2,167            4,767          2,264          2,264          2,264          2,264          2,264          2,264          2,264          2,264          2,264          2,264          2,264            4,864          2,366          2,366          2,366          2,366          2,366          2,366          2,366          2,366          2,366          2,366          2,366            4,966          2,473          2,473          2,473          2,473          2,473          2,473          2,473          2,473          2,473          2,473          2,473            5,073          2,584          2,584          2,584          2,584          2,584          2,584          2,584          2,584          2,584          2,584          2,584            5,184
Customer Service Representative CUST SERV $26,000 10%           6               -              -              -              -              -         2,167          2,167          2,167          2,167          2,167          2,167            4,767          2,264          2,264          2,264          2,264          2,264          2,264          2,264          2,264          2,264          2,264          2,264            4,864          2,366          2,366          2,366          2,366          2,366          2,366          2,366          2,366          2,366          2,366          2,366            4,966          2,473          2,473          2,473          2,473          2,473          2,473          2,473          2,473          2,473          2,473          2,473            5,073          2,584          2,584          2,584          2,584          2,584          2,584          2,584          2,584          2,584          2,584          2,584            5,184
Customer Service Representative - European Satellite Office CUST SERV $26,000 10%           8               -              -              -              -              -              -                 -            2,167          2,167          2,167          2,167            4,767          2,264          2,264          2,264          2,264          2,264          2,264          2,264          2,264          2,264          2,264          2,264            4,864          2,366          2,366          2,366          2,366          2,366          2,366          2,366          2,366          2,366          2,366          2,366            4,966          2,473          2,473          2,473          2,473          2,473          2,473          2,473          2,473          2,473          2,473          2,473            5,073          2,584          2,584          2,584          2,584          2,584          2,584          2,584          2,584          2,584          2,584          2,584            5,184
Customer Service Representative - Pacific Rim Satellite Office CUST SERV $26,000 10%         11               -              -              -              -              -              -                 -                 -                 -                 -            2,167            4,767          2,264          2,264          2,264          2,264          2,264          2,264          2,264          2,264          2,264          2,264          2,264            4,864          2,366          2,366          2,366          2,366          2,366          2,366          2,366          2,366          2,366          2,366          2,366            4,966          2,473          2,473          2,473          2,473          2,473          2,473          2,473          2,473          2,473          2,473          2,473            5,073          2,584          2,584          2,584          2,584          2,584          2,584          2,584          2,584          2,584          2,584          2,584            5,184
Administrative CUST SERV $35,000 10%           3               -              -         2,917       2,917       2,917       2,917          2,917          2,917          2,917          2,917          2,917            6,417          3,048          3,048          3,048          3,048          3,048          3,048          3,048          3,048          3,048          3,048          3,048            6,548          3,185          3,185          3,185          3,185          3,185          3,185          3,185          3,185          3,185          3,185          3,185            6,685          3,328          3,328          3,328          3,328          3,328          3,328          3,328          3,328          3,328          3,328          3,328            6,828          3,478          3,478          3,478          3,478          3,478          3,478          3,478          3,478          3,478          3,478          3,478            6,978
Administrative CUST SERV $35,000 10%           4               -              -              -         2,917       2,917       2,917          2,917          2,917          2,917          2,917          2,917            6,417          3,048          3,048          3,048          3,048          3,048          3,048          3,048          3,048          3,048          3,048          3,048            6,548          3,185          3,185          3,185          3,185          3,185          3,185          3,185          3,185          3,185          3,185          3,185            6,685          3,328          3,328          3,328          3,328          3,328          3,328          3,328          3,328          3,328          3,328          3,328            6,828          3,478          3,478          3,478          3,478          3,478          3,478          3,478          3,478          3,478          3,478          3,478            6,978
Administrative - Pacific Rim Satellite Office CUST SERV $35,000 10%           8               -              -              -              -              -              -                 -            2,917          2,917          2,917          2,917            6,417          3,048          3,048          3,048          3,048          3,048          3,048          3,048          3,048          3,048          3,048          3,048            6,548          3,185          3,185          3,185          3,185          3,185          3,185          3,185          3,185          3,185          3,185          3,185            6,685          3,328          3,328          3,328          3,328          3,328          3,328          3,328          3,328          3,328          3,328          3,328            6,828          3,478          3,478          3,478          3,478          3,478          3,478          3,478          3,478          3,478          3,478          3,478            6,978
Administrative - European Satellite Office CUST SERV $35,000 10%         11               -              -              -              -              -              -                 -                 -                 -                 -            2,917            6,417          3,048          3,048          3,048          3,048          3,048          3,048          3,048          3,048          3,048          3,048          3,048            6,548          3,185          3,185          3,185          3,185          3,185          3,185          3,185          3,185          3,185          3,185          3,185            6,685          3,328          3,328          3,328          3,328          3,328          3,328          3,328          3,328          3,328          3,328          3,328            6,828          3,478          3,478          3,478          3,478          3,478          3,478          3,478          3,478          3,478          3,478          3,478            6,978
MARKETING & SALES
Chief Marketing Officer MKTG $95,000 15%           3               -              -         7,917       7,917       7,917       7,917          7,917          7,917          7,917          7,917          7,917          22,167          8,273          8,273          8,273          8,273          8,273          8,273          8,273          8,273          8,273          8,273          8,273          22,523          8,645          8,645          8,645          8,645          8,645          8,645          8,645          8,645          8,645          8,645          8,645          22,895          9,034          9,034          9,034          9,034          9,034          9,034          9,034          9,034          9,034          9,034          9,034          23,284          9,441          9,441          9,441          9,441          9,441          9,441          9,441          9,441          9,441          9,441          9,441          23,691
Marketing and PR Manager MKTG $68,000 10%           3               -              -         5,667       5,667       5,667       5,667          5,667          5,667          5,667          5,667          5,667          12,467          5,922          5,922          5,922          5,922          5,922          5,922          5,922          5,922          5,922          5,922          5,922          12,722          6,188          6,188          6,188          6,188          6,188          6,188          6,188          6,188          6,188          6,188          6,188          12,988          6,467          6,467          6,467          6,467          6,467          6,467          6,467          6,467          6,467          6,467          6,467          13,267          6,758          6,758          6,758          6,758          6,758          6,758          6,758          6,758          6,758          6,758          6,758          13,558
Sales Manager - European Satellite Office MKTG $75,000 10%           8               -              -              -              -              -              -                 -            6,250          6,250          6,250          6,250          13,750          6,531          6,531          6,531          6,531          6,531          6,531          6,531          6,531          6,531          6,531          6,531          14,031          6,825          6,825          6,825          6,825          6,825          6,825          6,825          6,825          6,825          6,825          6,825          14,325          7,132          7,132          7,132          7,132          7,132          7,132          7,132          7,132          7,132          7,132          7,132          14,632          7,453          7,453          7,453          7,453          7,453          7,453          7,453          7,453          7,453          7,453          7,453          14,953
Sales Manager - Pacific Rim Satellite Office MKTG $75,000 10%         11               -              -              -              -              -              -                 -                 -                 -                 -            6,250          13,750          6,531          6,531          6,531          6,531          6,531          6,531          6,531          6,531          6,531          6,531          6,531          14,031          6,825          6,825          6,825          6,825          6,825          6,825          6,825          6,825          6,825          6,825          6,825          14,325          7,132          7,132          7,132          7,132          7,132          7,132          7,132          7,132          7,132          7,132          7,132          14,632          7,453          7,453          7,453          7,453          7,453          7,453          7,453          7,453          7,453          7,453          7,453          14,953
Administrative MKTG $35,000 10%           3               -              -         2,917       2,917       2,917       2,917          2,917          2,917          2,917          2,917          2,917            6,417          3,048          3,048          3,048          3,048          3,048          3,048          3,048          3,048          3,048          3,048          3,048            6,548          3,185          3,185          3,185          3,185          3,185          3,185          3,185          3,185          3,185          3,185          3,185            6,685          3,328          3,328          3,328          3,328          3,328          3,328          3,328          3,328          3,328          3,328          3,328            6,828          3,478          3,478          3,478          3,478          3,478          3,478          3,478          3,478          3,478          3,478          3,478            6,978
 Total Labor Cost        22,500      52,583      90,250    115,750    127,833    130,000       130,000       141,333       141,333       141,333       152,667        372,017       159,537       159,537       159,537       159,537       159,537       163,020       163,020       163,020       163,020       163,020       163,020        382,370       170,356       170,356       170,356       170,356       170,356       173,996       173,996       173,996       173,996       173,996       173,996        393,346       181,826       181,826       181,826       181,826       181,826       181,826       181,826       181,826       181,826       181,826       181,826        401,176       190,008       190,008       190,008       190,008       190,008       190,008       190,008       190,008       190,008       190,008       190,008        409,358
 Sys Dev Headcount               -                3              4              5              5              5                5                5                5                5                5                  5                5                5                5                5                5                6                6                6                6                6                6                  6                6                6                6                6                6                7                7                7                7                7                7                  7                7                7                7                7                7                7                7                7                7                7                7                  7                7                7                7                7                7                7                7                7                7                7                7                  7
 Sys Dev New Hires               -                3              1              1            -              -                 -                 -                 -                 -                 -                   -                 -                 -                 -                 -                 -                  1               -                 -                 -                 -                 -                   -                 -                 -                 -                 -                 -                  1               -                 -                 -                 -                 -                   -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                   -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                   -  
 Cust Serv Headcount               -              -                1              4              7              8                8               10               10               10               12                12               12               12               12               12               12               12               12               12               12               12               12                12               12               12               12               12               12               12               12               12               12               12               12                12               12               12               12               12               12               12               12               12               12               12               12                12               12               12               12               12               12               12               12               12               12               12               12                12
 Cust Serv New Hires               -              -                1              3              3              1               -                  2               -                 -                  2                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                   -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                   -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                   -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                   -  
 Mktg Headcount               -              -                3              3              3              3                3                4                4                4                5                  5                5                5                5                5                5                5                5                5                5                5                5                  5                5                5                5                5                5                5                5                5                5                5                5                  5                5                5                5                5                5                5                5                5                5                5                5                  5                5                5                5                5                5                5                5                5                5                5                5                  5
 Mktg New Hires               -              -                3            -              -              -                 -                  1               -                 -                  1                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                   -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                   -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                   -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                   -  
 G&A Headcount                3              5              8            10            11            11               11               11               11               11               11                11               11               11               11               11               11               11               11               11               11               11               11                11               11               11               11               11               11               11               11               11               11               11               11                11               11               11               11               11               11               11               11               11               11               11               11                11               11               11               11               11               11               11               11               11               11               11               11                11
 G&A New Hires                3              2              3              2              1            -                 -                 -                 -                 -                 -                   -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                   -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                   -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                   -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                   -  
 Total HC (Excluding Sys Dev)                3              5            12            17            21            22               22               25               25               25               28                28               28               28               28               28               28               28               28               28               28               28               28                28               28               28               28               28               28               28               28               28               28               28               28                28               28               28               28               28               28               28               28               28               28               28               28                28               28               28               28               28               28               28               28               28               28               28               28                28
 Total New Hire (Excluding Sys Dev)                3              2              7              5              4              1               -                  3               -                 -                  3                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                   -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                   -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                   -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                   -  
 Total Headcount                3              8            16            22            26            27               27               30               30               30               33                33               33               33               33               33               33               34               34               34               34               34               34                34               34               34               34               34               34               35               35               35               35               35               35                35               35               35               35               35               35               35               35               35               35               35               35                35               35               35               35               35               35               35               35               35               35               35               35                35
 Total New Hires                3              5              8              6              4              1               -                  3               -                 -                  3                 -                 -                 -                 -                 -                 -                  1               -                 -                 -                 -                 -                   -                 -                 -                 -                 -                 -                  1               -                 -                 -                 -                 -                   -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                   -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                   -  
Labor Cost Type Breakout
Systems Development & Support
Systems Development & Support Labor - Straight Time SYS DEV  $           -    $  22,000  $  26,583  $  29,917  $  29,917  $  29,917  $     29,917  $     29,917  $     29,917  $     29,917  $     29,917  $      81,767  $     31,263  $     31,263  $     31,263  $     31,263  $     31,263  $     34,746  $     34,746  $     34,746  $     34,746  $     34,746  $     34,746  $      86,596  $     36,310  $     36,310  $     36,310  $     36,310  $     36,310  $     39,950  $     39,950  $     39,950  $     39,950  $     39,950  $     39,950  $      91,800  $     41,748  $     41,748  $     41,748  $     41,748  $     41,748  $     41,748  $     41,748  $     41,748  $     41,748  $     41,748  $     41,748  $      93,598  $     43,626  $     43,626  $     43,626  $     43,626  $     43,626  $     43,626  $     43,626  $     43,626  $     43,626  $     43,626  $     43,626  $      95,476
Fringe Rate 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25%
Fringe               -         5,500       6,646       7,479       7,479       7,479          7,479          7,479          7,479          7,479          7,479          20,442          7,816          7,816          7,816          7,816          7,816          8,687          8,687          8,687          8,687          8,687          8,687          21,649          9,077          9,077          9,077          9,077          9,077          9,987          9,987          9,987          9,987          9,987          9,987          22,950        10,437        10,437        10,437        10,437        10,437        10,437        10,437        10,437        10,437        10,437        10,437          23,399        10,907        10,907        10,907        10,907        10,907        10,907        10,907        10,907        10,907        10,907        10,907          23,869
Total Cost of Sales Labor  $           -    $  27,500  $  33,229  $  37,396  $  37,396  $  37,396  $     37,396  $     37,396  $     37,396  $     37,396  $     37,396  $     102,208  $     39,079  $     39,079  $     39,079  $     39,079  $     39,079  $     43,433  $     43,433  $     43,433  $     43,433  $     43,433  $     43,433  $     108,245  $     45,387  $     45,387  $     45,387  $     45,387  $     45,387  $     49,937  $     49,937  $     49,937  $     49,937  $     49,937  $     49,937  $     114,750  $     52,185  $     52,185  $     52,185  $     52,185  $     52,185  $     52,185  $     52,185  $     52,185  $     52,185  $     52,185  $     52,185  $     116,997  $     54,533  $     54,533  $     54,533  $     54,533  $     54,533  $     54,533  $     54,533  $     54,533  $     54,533  $     54,533  $     54,533  $     119,345
Customer Service
Customer Service Labor - Straight Time CUST SERV  $           -    $         -    $    2,917  $  17,417  $  26,667  $  28,833  $     28,833  $     33,917  $     33,917  $     33,917  $     39,000  $      90,250  $     40,755  $     40,755  $     40,755  $     40,755  $     40,755  $     40,755  $     40,755  $     40,755  $     40,755  $     40,755  $     40,755  $      92,005  $     42,589  $     42,589  $     42,589  $     42,589  $     42,589  $     42,589  $     42,589  $     42,589  $     42,589  $     42,589  $     42,589  $      93,839  $     44,505  $     44,505  $     44,505  $     44,505  $     44,505  $     44,505  $     44,505  $     44,505  $     44,505  $     44,505  $     44,505  $      95,755  $     46,508  $     46,508  $     46,508  $     46,508  $     46,508  $     46,508  $     46,508  $     46,508  $     46,508  $     46,508  $     46,508  $      97,758
Fringe Rate 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25%
Fringe               -              -            729       4,354       6,667       7,208          7,208          8,479          8,479          8,479          9,750          22,563        10,189        10,189        10,189        10,189        10,189        10,189        10,189        10,189        10,189        10,189        10,189          23,001        10,647        10,647        10,647        10,647        10,647        10,647        10,647        10,647        10,647        10,647        10,647          23,460        11,126        11,126        11,126        11,126        11,126        11,126        11,126        11,126        11,126        11,126        11,126          23,939        11,627        11,627        11,627        11,627        11,627        11,627        11,627        11,627        11,627        11,627        11,627          24,440
Total Customer Service Labor  $           -    $         -    $    3,646  $  21,771  $  33,333  $  36,042  $     36,042  $     42,396  $     42,396  $     42,396  $     48,750  $     112,813  $     50,944  $     50,944  $     50,944  $     50,944  $     50,944  $     50,944  $     50,944  $     50,944  $     50,944  $     50,944  $     50,944  $     115,006  $     53,236  $     53,236  $     53,236  $     53,236  $     53,236  $     53,236  $     53,236  $     53,236  $     53,236  $     53,236  $     53,236  $     117,299  $     55,632  $     55,632  $     55,632  $     55,632  $     55,632  $     55,632  $     55,632  $     55,632  $     55,632  $     55,632  $     55,632  $     119,694  $     58,135  $     58,135  $     58,135  $     58,135  $     58,135  $     58,135  $     58,135  $     58,135  $     58,135  $     58,135  $     58,135  $     122,198
Marketing
Marketing Labor - Straight Time MKTG  $           -    $         -    $  16,500  $  16,500  $  16,500  $  16,500  $     16,500  $     22,750  $     22,750  $     22,750  $     29,000  $      68,550  $     30,305  $     30,305  $     30,305  $     30,305  $     30,305  $     30,305  $     30,305  $     30,305  $     30,305  $     30,305  $     30,305  $      69,855  $     31,669  $     31,669  $     31,669  $     31,669  $     31,669  $     31,669  $     31,669  $     31,669  $     31,669  $     31,669  $     31,669  $      71,219  $     33,094  $     33,094  $     33,094  $     33,094  $     33,094  $     33,094  $     33,094  $     33,094  $     33,094  $     33,094  $     33,094  $      72,644  $     34,583  $     34,583  $     34,583  $     34,583  $     34,583  $     34,583  $     34,583  $     34,583  $     34,583  $     34,583  $     34,583  $      74,133
Fringe Rate 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25%
Fringe               -              -         4,125       4,125       4,125       4,125          4,125          5,688          5,688          5,688          7,250          17,138          7,576          7,576          7,576          7,576          7,576          7,576          7,576          7,576          7,576          7,576          7,576          17,464          7,917          7,917          7,917          7,917          7,917          7,917          7,917          7,917          7,917          7,917          7,917          17,805          8,273          8,273          8,273          8,273          8,273          8,273          8,273          8,273          8,273          8,273          8,273          18,161          8,646          8,646          8,646          8,646          8,646          8,646          8,646          8,646          8,646          8,646          8,646          18,533
Total Marketing Labor  $           -    $         -    $  20,625  $  20,625  $  20,625  $  20,625  $     20,625  $     28,438  $     28,438  $     28,438  $     36,250  $      85,688  $     37,881  $     37,881  $     37,881  $     37,881  $     37,881  $     37,881  $     37,881  $     37,881  $     37,881  $     37,881  $     37,881  $      87,319  $     39,586  $     39,586  $     39,586  $     39,586  $     39,586  $     39,586  $     39,586  $     39,586  $     39,586  $     39,586  $     39,586  $      89,023  $     41,367  $     41,367  $     41,367  $     41,367  $     41,367  $     41,367  $     41,367  $     41,367  $     41,367  $     41,367  $     41,367  $      90,805  $     43,229  $     43,229  $     43,229  $     43,229  $     43,229  $     43,229  $     43,229  $     43,229  $     43,229  $     43,229  $     43,229  $      92,666
General & Administrative
G&A Labor - Straight Time G&A  $     22,500  $  30,583  $  44,250  $  51,917  $  54,750  $  54,750  $     54,750  $     54,750  $     54,750  $     54,750  $     54,750  $     131,450  $     57,214  $     57,214  $     57,214  $     57,214  $     57,214  $     57,214  $     57,214  $     57,214  $     57,214  $     57,214  $     57,214  $     133,914  $     59,788  $     59,788  $     59,788  $     59,788  $     59,788  $     59,788  $     59,788  $     59,788  $     59,788  $     59,788  $     59,788  $     136,488  $     62,479  $     62,479  $     62,479  $     62,479  $     62,479  $     62,479  $     62,479  $     62,479  $     62,479  $     62,479  $     62,479  $     139,179  $     65,290  $     65,290  $     65,290  $     65,290  $     65,290  $     65,290  $     65,290  $     65,290  $     65,290  $     65,290  $     65,290  $     141,990
Fringe Rate 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25%
Fringe          5,625       7,646      11,063      12,979      13,688      13,688        13,688        13,688        13,688        13,688        13,688          32,863        14,303        14,303        14,303        14,303        14,303        14,303        14,303        14,303        14,303        14,303        14,303          33,478        14,947        14,947        14,947        14,947        14,947        14,947        14,947        14,947        14,947        14,947        14,947          34,122        15,620        15,620        15,620        15,620        15,620        15,620        15,620        15,620        15,620        15,620        15,620          34,795        16,323        16,323        16,323        16,323        16,323        16,323        16,323        16,323        16,323        16,323        16,323          35,498
Total G&A Labor  $     28,125  $  38,229  $  55,313  $  64,896  $  68,438  $  68,438  $     68,438  $     68,438  $     68,438  $     68,438  $     68,438  $     164,313  $     71,517  $     71,517  $     71,517  $     71,517  $     71,517  $     71,517  $     71,517  $     71,517  $     71,517  $     71,517  $     71,517  $     167,392  $     74,735  $     74,735  $     74,735  $     74,735  $     74,735  $     74,735  $     74,735  $     74,735  $     74,735  $     74,735  $     74,735  $     170,610  $     78,099  $     78,099  $     78,099  $     78,099  $     78,099  $     78,099  $     78,099  $     78,099  $     78,099  $     78,099  $     78,099  $     173,974  $     81,613  $     81,613  $     81,613  $     81,613  $     81,613  $     81,613  $     81,613  $     81,613  $     81,613  $     81,613  $     81,613  $     177,488
Total Labor with Fringe  $     28,125  $  65,729  $112,813  $144,688  $159,792  $162,500  $   162,500  $   176,667  $   176,667  $   176,667  $   190,833  $     465,021  $   199,421  $   199,421  $   199,421  $   199,421  $   199,421  $   203,775  $   203,775  $   203,775  $   203,775  $   203,775  $   203,775  $     477,963  $   212,945  $   212,945  $   212,945  $   212,945  $   212,945  $   217,495  $   217,495  $   217,495  $   217,495  $   217,495  $   217,495  $     491,682  $   227,282  $   227,282  $   227,282  $   227,282  $   227,282  $   227,282  $   227,282  $   227,282  $   227,282  $   227,282  $   227,282  $     501,470  $   237,510  $   237,510  $   237,510  $   237,510  $   237,510  $   237,510  $   237,510  $   237,510  $   237,510  $   237,510  $   237,510  $     511,697
OPERATING EXPENSES (Non-Labor):
FACILITY SYSTEMS DEVELOPMENT & SUPPORT
Fixed cost per employee $2,000
 Total New Hires                3              5              8              6              4              1               -                  3               -                 -                  3                 -                 -                 -                 -                 -                 -                  1               -                 -                 -                 -                 -                   -                 -                 -                 -                 -                 -                  1               -                 -                 -                 -                 -                   -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                   -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                   -  
 Office outfitting including computers and networking @ per employee  $      6,000  $  10,000  $  16,000  $  12,000  $    8,000  $    2,000  $           -    $      6,000  $           -    $           -    $      6,000  $             -    $           -    $           -    $           -    $           -    $           -    $      2,000  $           -    $           -    $           -    $           -    $           -    $             -    $           -    $           -    $           -    $           -    $           -    $      2,000  $           -    $           -    $           -    $           -    $           -    $             -    $           -    $           -    $           -    $           -    $           -    $           -    $           -    $           -    $           -    $           -    $           -    $             -    $           -    $           -    $           -    $           -    $           -    $           -    $           -    $           -    $           -    $           -    $           -    $             -  
 Total  Office outfitting including computers and networking  $      6,000  $  10,000  $  16,000  $  12,000  $    8,000  $    2,000  $           -    $      6,000  $           -    $           -    $      6,000  $             -    $           -    $           -    $           -    $           -    $           -    $      2,000  $           -    $           -    $           -    $           -    $           -    $             -    $           -    $           -    $           -    $           -    $           -    $      2,000  $           -    $           -    $           -    $           -    $           -    $             -    $           -    $           -    $           -    $           -    $           -    $           -    $           -    $           -    $           -    $           -    $           -    $             -    $           -    $           -    $           -    $           -    $           -    $           -    $           -    $           -    $           -    $           -    $           -    $             -  
MARKETING & SALES
Media $1.00 $0.25       112,500        75,038                 -       150,000       112,500          93,750        75,000        76,500        78,030        79,591        81,182        82,806        84,048        85,309        86,589        87,887        89,206          90,544        91,902        93,280        94,680        96,100        97,541        99,004        99,994       100,994       102,004       215,524       188,430        175,408       162,396       164,583       166,802       169,055       171,343       173,665       259,530       232,939       178,184       179,724       181,282        182,857       184,451       186,062       187,692       273,716       254,289       245,429       235,625       237,219       238,837       240,480       242,148        243,841
Co-op Advertising Program $0.25        28,125        18,759                 -        37,500        28,125          23,438        18,750        19,125        19,508        19,898        20,296        20,702        21,012        21,327        21,647        21,972        22,301          22,636        22,975        23,320        23,670        24,025        24,385        24,751        24,999        25,249        25,501        53,881        47,107          43,852        40,599        41,146        41,701        42,264        42,836        43,416        64,882        58,235        44,546        44,931        45,320          45,714        46,113        46,516        46,923        68,429        63,572        61,357        58,906        59,305        59,709        60,120        60,537          60,960
Production 20%        22,500        15,008                 -        30,000        22,500          18,750        15,000        15,300        15,606        15,918        16,236        16,561        16,810        17,062        17,318        17,577        17,841          18,109        18,380        18,656        18,936        19,220        19,508        19,801        19,999        20,199        20,401        43,105        37,686          35,082        32,479        32,917        33,360        33,811        34,269        34,733        51,906        46,588        35,637        35,945        36,256          36,571        36,890        37,212        37,538        54,743        50,858        49,086        47,125        47,444        47,767        48,096        48,430          48,768
Research 10%        11,250          7,504                 -        15,000        11,250            9,375          7,500          7,650          7,803          7,959          8,118          8,281          8,405          8,531          8,659          8,789          8,921            9,054          9,190          9,328          9,468          9,610          9,754          9,900          9,999        10,099        10,200        21,552        18,843          17,541        16,240        16,458        16,680        16,906        17,134        17,367        25,953        23,294        17,818        17,972        18,128          18,286        18,445        18,606        18,769        27,372        25,429        24,543        23,562        23,722        23,884        24,048        24,215          24,384
Agency Fee 20% 25,000 50,000 22,500 15,008 0 30,000 22,500 18,750 15,000 15,300 15,606 15,918 16,236 16,561 16,810 17,062 17,318 17,577 17,841 18,109 18,380 18,656 18,936 19,220 19,508 19,801 19,999 20,199 20,401 43,105 37,686 35,082 32,479 32,917 33,360 33,811 34,269 34,733 51,906 46,588 35,637 35,945 36,256 36,571 36,890 37,212 37,538 54,743 50,858 49,086 47,125 47,444 47,767 48,096 48,430 48,768
Public Relations $0.50      25,000      50,000        56,250        37,519                 -        75,000        56,250          46,875        37,500        38,250        39,015        39,795        40,591        41,403        42,024        42,654        43,294        43,944        44,603          45,272        45,951        46,640        47,340        48,050        48,771        49,502        49,997        50,497        51,002       107,762        94,215          87,704        81,198        82,291        83,401        84,528        85,671        86,833       129,765       116,469        89,092        89,862        90,641          91,429        92,225        93,031        93,846       136,858       127,145       122,715       117,812       118,609       119,418       120,240       121,074        121,921
Total Marketing & Sales  $           -    $         -    $         -    $         -    $  50,000  $100,000  $   253,125  $   168,834  $           -    $   337,500  $   253,125  $     210,938  $   168,750  $   172,125  $   175,568  $   179,079  $   182,660  $   186,314  $   189,108  $   191,945  $   194,824  $   197,747  $   200,713  $     203,723  $   206,779  $   209,881  $   213,029  $   216,225  $   219,468  $   222,760  $   224,988  $   227,237  $   229,510  $   484,930  $   423,967  $     394,667  $   365,391  $   370,311  $   375,305  $   380,375  $   385,522  $   390,747  $   583,942  $   524,112  $   400,914  $   404,379  $   407,884  $     411,429  $   415,014  $   418,640  $   422,307  $   615,860  $   572,151  $   552,216  $   530,156  $   533,742  $   537,382  $   541,079  $   544,832  $     548,643
GENERAL & ADMINISTRATIVE
RENT EXPENSE
Headcount                3              8            16            22            26            27               27               30               30               30               33                33               33               33               33               33               33               34               34               34               34               34               34                34               34               34               34               34               34               35               35               35               35               35               35                35               35               35               35               35               35               35               35               35               35               35               35                35               35               35               35               35               35               35               35               35               35               35               35                35
Average Space per Employee - Including Common (Sq Ft) 335             335          335          335          335          335          335             335             335             335             335             335               335             335             335             335             335             335             335             335             335             335             335             335               335             335             335             335             335             335             335             335             335             335             335             335               335             335             335             335             335             335             335             335             335             335             335             335               335             335             335             335             335             335             335             335             335             335             335             335               335
Total Space Required (Sq Ft)          1,005       2,680       5,360       7,370       8,710       9,045          9,045        10,050        10,050        10,050        11,055          11,055        11,055        11,055        11,055        11,055        11,055        11,390        11,390        11,390        11,390        11,390        11,390          11,390        11,390        11,390        11,390        11,390        11,390        11,725        11,725        11,725        11,725        11,725        11,725          11,725        11,725        11,725        11,725        11,725        11,725        11,725        11,725        11,725        11,725        11,725        11,725          11,725        11,725        11,725        11,725        11,725        11,725        11,725        11,725        11,725        11,725        11,725        11,725          11,725
Cost per Square Foot per Month  $                      1.40  $        1.40  $     1.40  $     1.40  $     1.40  $     1.40  $     1.40  $        1.40  $        1.40  $        1.40  $        1.40  $        1.40  $          1.40  $        1.40  $        1.40  $        1.40  $        1.40  $        1.40  $        1.40  $        1.40  $        1.40  $        1.40  $        1.40  $        1.40  $          1.40  $        1.40  $        1.40  $        1.40  $        1.40  $        1.40  $        1.40  $        1.40  $        1.40  $        1.40  $        1.40  $        1.40  $          1.40  $        1.40  $        1.40  $        1.40  $        1.40  $        1.40  $        1.40  $        1.40  $        1.40  $        1.40  $        1.40  $        1.40  $          1.40  $        1.40  $        1.40  $        1.40  $        1.40  $        1.40  $        1.40  $        1.40  $        1.40  $        1.40  $        1.40  $        1.40  $          1.40
Total Rent  $      1,407  $    3,752  $    7,504  $  10,318  $  12,194  $  12,663  $     12,663  $     14,070  $     14,070  $     14,070  $     15,477  $      15,477  $     15,477  $     15,477  $     15,477  $     15,477  $     15,477  $     15,946  $     15,946  $     15,946  $     15,946  $     15,946  $     15,946  $      15,946  $     15,946  $     15,946  $     15,946  $     15,946  $     15,946  $     16,415  $     16,415  $     16,415  $     16,415  $     16,415  $     16,415  $      16,415  $     16,415  $     16,415  $     16,415  $     16,415  $     16,415  $     16,415  $     16,415  $     16,415  $     16,415  $     16,415  $     16,415  $      16,415  $     16,415  $     16,415  $     16,415  $     16,415  $     16,415  $     16,415  $     16,415  $     16,415  $     16,415  $     16,415  $     16,415  $      16,415
TELECOMUNICATIONS EXPENSE
Headcount                3              8            16            22            26            27               27               30               30               30               33                33               33               33               33               33               33               34               34               34               34               34               34                34               34               34               34               34               34               35               35               35               35               35               35                35               35               35               35               35               35               35               35               35               35               35               35                35               35               35               35               35               35               35               35               35               35               35               35                35
Average Monthly Long Distance Usage per Employee (In Minutes)                           380             380          380          380          380          380          380             380             380             380             380             380               380             380             380             380             380             380             380             380             380             380             380             380               380             380             380             380             380             380             380             380             380             380             380             380               380             380             380             380             380             380             380             380             380             380             380             380               380             380             380             380             380             380             380             380             380             380             380             380               380
Total Minutes          1,140       3,040       6,080       8,360       9,880      10,260        10,260        11,400        11,400        11,400        12,540          12,540        12,540        12,540        12,540        12,540        12,540        12,920        12,920        12,920        12,920        12,920        12,920          12,920        12,920        12,920        12,920        12,920        12,920        13,300        13,300        13,300        13,300        13,300        13,300          13,300        13,300        13,300        13,300        13,300        13,300        13,300        13,300        13,300        13,300        13,300        13,300          13,300        13,300        13,300        13,300        13,300        13,300        13,300        13,300        13,300        13,300        13,300        13,300          13,300
Avg Cost Per Minute  $                      0.11  $        0.11  $     0.11  $     0.11  $     0.11  $     0.11  $     0.11  $        0.11  $        0.11  $        0.11  $        0.11  $        0.11  $          0.11  $        0.11  $        0.11  $        0.11  $        0.11  $        0.11  $        0.11  $        0.11  $        0.11  $        0.11  $        0.11  $        0.11  $          0.11  $        0.11  $        0.11  $        0.11  $        0.11  $        0.11  $        0.11  $        0.11  $        0.11  $        0.11  $        0.11  $        0.11  $          0.11  $        0.11  $        0.11  $        0.11  $        0.11  $        0.11  $        0.11  $        0.11  $        0.11  $        0.11  $        0.11  $        0.11  $          0.11  $        0.11  $        0.11  $        0.11  $        0.11  $        0.11  $        0.11  $        0.11  $        0.11  $        0.11  $        0.11  $        0.11  $          0.11
Fixed Cost per Month  $                  12,000  $     12,000  $  12,000  $  12,000  $  12,000  $  12,000  $  12,000  $     12,000  $     12,000  $     12,000  $     12,000  $     12,000  $      12,000  $     12,000  $     12,000  $     12,000  $     12,000  $     12,000  $     12,000  $     12,000  $     12,000  $     12,000  $     12,000  $     12,000  $      12,000  $     12,000  $     12,000  $     12,000  $     12,000  $     12,000  $     12,000  $     12,000  $     12,000  $     12,000  $     12,000  $     12,000  $      12,000  $     12,000  $     12,000  $     12,000  $     12,000  $     12,000  $     12,000  $     12,000  $     12,000  $     12,000  $     12,000  $     12,000  $      12,000  $     12,000  $     12,000  $     12,000  $     12,000  $     12,000  $     12,000  $     12,000  $     12,000  $     12,000  $     12,000  $     12,000  $      12,000
Total Telecom  $     12,125  $  12,334  $  12,669  $  12,920  $  13,087  $  13,129  $     13,129  $     13,254  $     13,254  $     13,254  $     13,379  $      13,379  $     13,379  $     13,379  $     13,379  $     13,379  $     13,379  $     13,421  $     13,421  $     13,421  $     13,421  $     13,421  $     13,421  $      13,421  $     13,421  $     13,421  $     13,421  $     13,421  $     13,421  $     13,463  $     13,463  $     13,463  $     13,463  $     13,463  $     13,463  $      13,463  $     13,463  $     13,463  $     13,463  $     13,463  $     13,463  $     13,463  $     13,463  $     13,463  $     13,463  $     13,463  $     13,463  $      13,463  $     13,463  $     13,463  $     13,463  $     13,463  $     13,463  $     13,463  $     13,463  $     13,463  $     13,463  $     13,463  $     13,463  $      13,463
MATERIALS & SUPPLIES
Headcount                3              8            16            22            26            27               27               30               30               30               33                33               33               33               33               33               33               34               34               34               34               34               34                34               34               34               34               34               34               35               35               35               35               35               35                35               35               35               35               35               35               35               35               35               35               35               35                35               35               35               35               35               35               35               35               35               35               35               35                35
Average Monthly Materials & Supplies Cost per Employee  $                       190  $         190  $      190  $      190  $      190  $      190  $      190  $         190  $         190  $         190  $         190  $         190  $           190  $         198  $         198  $         198  $         198  $         198  $         198  $         198  $         198  $         198  $         198  $         198  $           198  $         206  $         206  $         206  $         206  $         206  $         206  $         206  $         206  $         206  $         206  $         206  $           206  $         214  $         214  $         214  $         214  $         214  $         214  $         214  $         214  $         214  $         214  $         214  $           214  $         222  $         222  $         222  $         222  $         222  $         222  $         222  $         222  $         222  $         222  $         222  $           222
Total Materials & Supplies  $         570  $    1,520  $    3,040  $    4,180  $    4,940  $    5,130  $      5,130  $      5,700  $      5,700  $      5,700  $      6,270  $        6,270  $      6,521  $      6,521  $      6,521  $      6,521  $      6,521  $      6,718  $      6,718  $      6,718  $      6,718  $      6,718  $      6,718  $        6,718  $      6,987  $      6,987  $      6,987  $      6,987  $      6,987  $      7,193  $      7,193  $      7,193  $      7,193  $      7,193  $      7,193  $        7,193  $      7,480  $      7,480  $      7,480  $      7,480  $      7,480  $      7,480  $      7,480  $      7,480  $      7,480  $      7,480  $      7,480  $        7,480  $      7,780  $      7,780  $      7,780  $      7,780  $      7,780  $      7,780  $      7,780  $      7,780  $      7,780  $      7,780  $      7,780  $        7,780
Annual Growth 4%
TRAVEL & ENTERTAINMENT
Average Number of Employees that Routinely Incur T & E                            10               10            10            10            10            10            10               10               10               10               10               10                10               10               10               10               10               10               10               10               10               10               10               10                10               10               10               10               10               10               10               10               10               10               10               10                10               10               10               10               10               10               10               10               10               10               10               10                10               10               10               10               10               10               10               10               10               10               10               10                10
Average Monthly T & E Costs per Employee  $                    5,000  $      5,000  $    5,000  $    5,000  $    5,000  $    5,000  $    5,000  $      5,000  $      5,000  $      5,000  $      5,000  $      5,000  $        5,000  $      5,250  $      5,250  $      5,250  $      5,250  $      5,250  $      5,250  $      5,250  $      5,250  $      5,250  $      5,250  $      5,250  $        5,250  $      5,513  $      5,513  $      5,513  $      5,513  $      5,513  $      5,513  $      5,513  $      5,513  $      5,513  $      5,513  $      5,513  $        5,513  $      5,788  $      5,788  $      5,788  $      5,788  $      5,788  $      5,788  $      5,788  $      5,788  $      5,788  $      5,788  $      5,788  $        5,788  $      6,078  $      6,078  $      6,078  $      6,078  $      6,078  $      6,078  $      6,078  $      6,078  $      6,078  $      6,078  $      6,078  $        6,078
Total Travel & Entertainment  $     50,000  $  50,000  $  50,000  $  50,000  $  50,000  $  50,000  $     50,000  $     50,000  $     50,000  $     50,000  $     50,000  $      50,000  $     52,500  $     52,500  $     52,500  $     52,500  $     52,500  $     52,500  $     52,500  $     52,500  $     52,500  $     52,500  $     52,500  $      52,500  $     55,125  $     55,125  $     55,125  $     55,125  $     55,125  $     55,125  $     55,125  $     55,125  $     55,125  $     55,125  $     55,125  $      55,125  $     57,881  $     57,881  $     57,881  $     57,881  $     57,881  $     57,881  $     57,881  $     57,881  $     57,881  $     57,881  $     57,881  $      57,881  $     60,775  $     60,775  $     60,775  $     60,775  $     60,775  $     60,775  $     60,775  $     60,775  $     60,775  $     60,775  $     60,775  $      60,775
Annual Growth 5%
SEMINARS & CONFERENCES
Average Number of Employees Routinely Attending Conferences                              8                8              8              8              8              8              8                8                8                8                8                8                  8                8                8                8                8                8                8                8                8                8                8                8                  8                8                8                8                8                8                8                8                8                8                8                8                  8                8                8                8                8                8                8                8                8                8                8                8                  8                8                8                8                8                8                8                8                8                8                8                8                  8
Average Number of Conferences Attended per Month                              2                2              2              2              2              2              2                2                2                2                2                2                  2                2                2                2                2                2                2                2                2                2                2                2                  2                2                2                2                2                2                2                2                2                2                2                2                  2                2                2                2                2                2                2                2                2                2                2                2                  2                2                2                2                2                2                2                2                2                2                2                2                  2
Average Cost per Conferences  $                       800  $         800  $      800  $      800  $      800  $      800  $      800  $         800  $         800  $         800  $         800  $         800  $           800  $         832  $         832  $         832  $         832  $         832  $         832  $         832  $         832  $         832  $         832  $         832  $           832  $         865  $         865  $         865  $         865  $         865  $         865  $         865  $         865  $         865  $         865  $         865  $           865  $         900  $         900  $         900  $         900  $         900  $         900  $         900  $         900  $         900  $         900  $         900  $           900  $         936  $         936  $         936  $         936  $         936  $         936  $         936  $         936  $         936  $         936  $         936  $           936
Total Seminars & Conferences  $     12,800  $  12,800  $  12,800  $  12,800  $  12,800  $  12,800  $     12,800  $     12,800  $     12,800  $     12,800  $     12,800  $      12,800  $     13,312  $     13,312  $     13,312  $     13,312  $     13,312  $     13,312  $     13,312  $     13,312  $     13,312  $     13,312  $     13,312  $      13,312  $     13,844  $     13,844  $     13,844  $     13,844  $     13,844  $     13,844  $     13,844  $     13,844  $     13,844  $     13,844  $     13,844  $      13,844  $     14,398  $     14,398  $     14,398  $     14,398  $     14,398  $     14,398  $     14,398  $     14,398  $     14,398  $     14,398  $     14,398  $      14,398  $     14,974  $     14,974  $     14,974  $     14,974  $     14,974  $     14,974  $     14,974  $     14,974  $     14,974  $     14,974  $     14,974  $      14,974
Annual Growth (In Cost) 4%
INSURANCE
Commercial Umbrella Liability  $              1,500 /mo.  $      1,500  $    1,500  $    1,500  $    1,500  $    1,500  $    1,500  $      1,500  $      1,500  $      1,500  $      1,500  $      1,500  $        1,500  $      1,560  $      1,560  $      1,560  $      1,560  $      1,560  $      1,560  $      1,560  $      1,560  $      1,560  $      1,560  $      1,560  $        1,560  $      1,622  $      1,622  $      1,622  $      1,622  $      1,622  $      1,622  $      1,622  $      1,622  $      1,622  $      1,622  $      1,622  $        1,622  $      1,687  $      1,687  $      1,687  $      1,687  $      1,687  $      1,687  $      1,687  $      1,687  $      1,687  $      1,687  $      1,687  $        1,687  $      1,755  $      1,755  $      1,755  $      1,755  $      1,755  $      1,755  $      1,755  $      1,755  $      1,755  $      1,755  $      1,755  $        1,755
Commercial Property  $              1,200 /mo.  $      1,200  $    1,200  $    1,200  $    1,200  $    1,200  $    1,200  $      1,200  $      1,200  $      1,200  $      1,200  $      1,200  $        1,200  $      1,248  $      1,248  $      1,248  $      1,248  $      1,248  $      1,248  $      1,248  $      1,248  $      1,248  $      1,248  $      1,248  $        1,248  $      1,298  $      1,298  $      1,298  $      1,298  $      1,298  $      1,298  $      1,298  $      1,298  $      1,298  $      1,298  $      1,298  $        1,298  $      1,350  $      1,350  $      1,350  $      1,350  $      1,350  $      1,350  $      1,350  $      1,350  $      1,350  $      1,350  $      1,350  $        1,350  $      1,404  $      1,404  $      1,404  $      1,404  $      1,404  $      1,404  $      1,404  $      1,404  $      1,404  $      1,404  $      1,404  $        1,404
Directors Liability  $              2,300 /mo.  $      2,300  $    2,300  $    2,300  $    2,300  $    2,300  $    2,300  $      2,300  $      2,300  $      2,300  $      2,300  $      2,300  $        2,300  $      2,392  $      2,392  $      2,392  $      2,392  $      2,392  $      2,392  $      2,392  $      2,392  $      2,392  $      2,392  $      2,392  $        2,392  $      2,488  $      2,488  $      2,488  $      2,488  $      2,488  $      2,488  $      2,488  $      2,488  $      2,488  $      2,488  $      2,488  $        2,488  $      2,587  $      2,587  $      2,587  $      2,587  $      2,587  $      2,587  $      2,587  $      2,587  $      2,587  $      2,587  $      2,587  $        2,587  $      2,691  $      2,691  $      2,691  $      2,691  $      2,691  $      2,691  $      2,691  $      2,691  $      2,691  $      2,691  $      2,691  $        2,691
Total Insuance  $      5,000  $    5,000  $    5,000  $    5,000  $    5,000  $    5,000  $      5,000  $      5,000  $      5,000  $      5,000  $      5,000  $        5,000  $      5,200  $      5,200  $      5,200  $      5,200  $      5,200  $      5,200  $      5,200  $      5,200  $      5,200  $      5,200  $      5,200  $        5,200  $      5,408  $      5,408  $      5,408  $      5,408  $      5,408  $      5,408  $      5,408  $      5,408  $      5,408  $      5,408  $      5,408  $        5,408  $      5,624  $      5,624  $      5,624  $      5,624  $      5,624  $      5,624  $      5,624  $      5,624  $      5,624  $      5,624  $      5,624  $        5,624  $      5,849  $      5,849  $      5,849  $      5,849  $      5,849  $      5,849  $      5,849  $      5,849  $      5,849  $      5,849  $      5,849  $        5,849
Annual Growth 4%
FACILITY MAINTENANCE & OTHER
Utilities  $                500 /mo.  $      500  $      500  $      500  $      500  $      500  $         500  $         500  $         500  $         500  $         500  $           500  $         520  $         520  $         520  $         520  $         520  $         520  $         520  $         520  $         520  $         520  $         520  $           520  $         541  $         541  $         541  $         541  $         541  $         541  $         541  $         541  $         541  $         541  $         541  $           541  $         562  $         562  $         562  $         562  $         562  $         562  $         562  $         562  $         562  $         562  $         562  $           562  $         585  $         585  $         585  $         585  $         585  $         585  $         585  $         585  $         585  $         585  $         585  $           585
Facility Maintenance & Other  $              3,700 /mo.    $    3,700  $    3,700  $    3,700  $    3,700  $    3,700  $      3,700  $      3,700  $      3,700  $      3,700  $      3,700  $        3,700  $      3,848  $      3,848  $      3,848  $      3,848  $      3,848  $      3,848  $      3,848  $      3,848  $      3,848  $      3,848  $      3,848  $        3,848  $      4,002  $      4,002  $      4,002  $      4,002  $      4,002  $      4,002  $      4,002  $      4,002  $      4,002  $      4,002  $      4,002  $        4,002  $      4,162  $      4,162  $      4,162  $      4,162  $      4,162  $      4,162  $      4,162  $      4,162  $      4,162  $      4,162  $      4,162  $        4,162  $      4,328  $      4,328  $      4,328  $      4,328  $      4,328  $      4,328  $      4,328  $      4,328  $      4,328  $      4,328  $      4,328  $        4,328
Total Facility Maintenance & Other  $           -    $    4,200  $    4,200  $    4,200  $    4,200  $    4,200  $      4,200  $      4,200  $      4,200  $      4,200  $      4,200  $        4,200  $      4,368  $      4,368  $      4,368  $      4,368  $      4,368  $      4,368  $      4,368  $      4,368  $      4,368  $      4,368  $      4,368  $        4,368  $      4,543  $      4,543  $      4,543  $      4,543  $      4,543  $      4,543  $      4,543  $      4,543  $      4,543  $      4,543  $      4,543  $        4,543  $      4,724  $      4,724  $      4,724  $      4,724  $      4,724  $      4,724  $      4,724  $      4,724  $      4,724  $      4,724  $      4,724  $        4,724  $      4,913  $      4,913  $      4,913  $      4,913  $      4,913  $      4,913  $      4,913  $      4,913  $      4,913  $      4,913  $      4,913  $        4,913
Annual Growth 4%
PROFESSIONAL SERVICES
Legal Services  $              6,000 /mo. #  $      6,000  $    6,024  $    6,048  $    6,072  $    6,097  $    6,121  $      6,145  $      6,170  $      6,195  $      6,219  $      6,244  $        6,269  $      6,294  $      6,320  $      6,345  $      6,370  $      6,396  $      6,421  $      6,447  $      6,473  $      6,499  $      6,525  $      6,551  $        6,577  $      6,603  $      6,630  $      6,656  $      6,683  $      6,710  $      6,736  $      6,763  $      6,790  $      6,818  $      6,845  $      6,872  $        6,900  $      6,927  $      6,955  $      6,983  $      7,011  $      7,039  $      7,067  $      7,095  $      7,124  $      7,152  $      7,181  $      7,209  $        7,238  $      7,267  $      7,296  $      7,325  $      7,355  $      7,384  $      7,414  $      7,443  $      7,473  $      7,503  $      7,533  $      7,563  $        7,593
Financial & Accounting Services  $              5,800 /mo.  $      5,800  $    5,823  $    5,846  $    5,870  $    5,893  $    5,917  $      5,941  $      5,964  $      5,988  $      6,012  $      6,036  $        6,060  $      6,085  $      6,109  $      6,133  $      6,158  $      6,183  $      6,207  $      6,232  $      6,257  $      6,282  $      6,307  $      6,332  $        6,358  $      6,383  $      6,409  $      6,434  $      6,460  $      6,486  $      6,512  $      6,538  $      6,564  $      6,590  $      6,617  $      6,643  $        6,670  $      6,696  $      6,723  $      6,750  $      6,777  $      6,804  $      6,831  $      6,859  $      6,886  $      6,914  $      6,941  $      6,969  $        6,997  $      7,025  $      7,053  $      7,081  $      7,110  $      7,138  $      7,167  $      7,195  $      7,224  $      7,253  $      7,282  $      7,311  $        7,340
Other Outside Services  $              2,700 /mo.  $      2,700  $    2,711  $    2,722  $    2,733  $    2,743  $    2,754  $      2,765  $      2,777  $      2,788  $      2,799  $      2,810  $        2,821  $      2,832  $      2,844  $      2,855  $      2,867  $      2,878  $      2,890  $      2,901  $      2,913  $      2,924  $      2,936  $      2,948  $        2,960  $      2,971  $      2,983