Employee & Expense Input
Confidence level 10%
 Year 1 Year 2  Year 3 Year 4 Year 5
1 2 3 4 5 6 7 8 9 10 11 12 1 2 3 4 5 6 7 8 9 10 11 12 1 2 3 4 5 6 7 8 9 10 11 12 1 2 3 4 5 6 7 8 9 10 11 12 1 2 3 4 5 6 7 8 9 10 11 12
Annual Increase 4.5%
.BIZ EMPLOYEES Cost Type 2000 Salary Bonus as % of Base Month Started
EXECUTIVE MANAGEMENT
General Manager / CEO G&A $125,000 15%           1        10,417      10,417      10,417      10,417      10,417      10,417        10,417        10,417        10,417        10,417        10,417          29,167        10,885        10,885        10,885        10,885        10,885        10,885        10,885        10,885        10,885        10,885        10,885          29,635        11,375        11,375        11,375        11,375        11,375        11,375        11,375        11,375        11,375        11,375        11,375          30,125        11,887        11,887        11,887        11,887        11,887        11,887        11,887        11,887        11,887        11,887        11,887          30,637        12,422        12,422        12,422        12,422        12,422        12,422        12,422        12,422        12,422        12,422        12,422          31,172
Executive Assistant G&A $42,000 10%           2               -         3,500       3,500       3,500       3,500       3,500          3,500          3,500          3,500          3,500          3,500            7,700          3,658          3,658          3,658          3,658          3,658          3,658          3,658          3,658          3,658          3,658          3,658            7,858          3,822          3,822          3,822          3,822          3,822          3,822          3,822          3,822          3,822          3,822          3,822            8,022          3,994          3,994          3,994          3,994          3,994          3,994          3,994          3,994          3,994          3,994          3,994            8,194          4,174          4,174          4,174          4,174          4,174          4,174          4,174          4,174          4,174          4,174          4,174            8,374
FINANCE & ACCOUNTING
CFO G&A $95,000 15%           3               -              -         7,917       7,917       7,917       7,917          7,917          7,917          7,917          7,917          7,917          22,167          8,273          8,273          8,273          8,273          8,273          8,273          8,273          8,273          8,273          8,273          8,273          22,523          8,645          8,645          8,645          8,645          8,645          8,645          8,645          8,645          8,645          8,645          8,645          22,895          9,034          9,034          9,034          9,034          9,034          9,034          9,034          9,034          9,034          9,034          9,034          23,284          9,441          9,441          9,441          9,441          9,441          9,441          9,441          9,441          9,441          9,441          9,441          23,691
Staff Accountant G&A $45,000 10%           1          3,750       3,750       3,750       3,750       3,750       3,750          3,750          3,750          3,750          3,750          3,750            8,250          3,919          3,919          3,919          3,919          3,919          3,919          3,919          3,919          3,919          3,919          3,919            8,419          4,095          4,095          4,095          4,095          4,095          4,095          4,095          4,095          4,095          4,095          4,095            8,595          4,279          4,279          4,279          4,279          4,279          4,279          4,279          4,279          4,279          4,279          4,279            8,779          4,472          4,472          4,472          4,472          4,472          4,472          4,472          4,472          4,472          4,472          4,472            8,972
Accounts Operations Mgr (A/R & A/P) G&A $47,000 10%           4               -              -              -         3,917       3,917       3,917          3,917          3,917          3,917          3,917          3,917            8,617          4,093          4,093          4,093          4,093          4,093          4,093          4,093          4,093          4,093          4,093          4,093            8,793          4,277          4,277          4,277          4,277          4,277          4,277          4,277          4,277          4,277          4,277          4,277            8,977          4,470          4,470          4,470          4,470          4,470          4,470          4,470          4,470          4,470          4,470          4,470            9,170          4,671          4,671          4,671          4,671          4,671          4,671          4,671          4,671          4,671          4,671          4,671            9,371
Administrative G&A $34,000 10%           3               -              -         2,833       2,833       2,833       2,833          2,833          2,833          2,833          2,833          2,833            6,233          2,961          2,961          2,961          2,961          2,961          2,961          2,961          2,961          2,961          2,961          2,961            6,361          3,094          3,094          3,094          3,094          3,094          3,094          3,094          3,094          3,094          3,094          3,094            6,494          3,233          3,233          3,233          3,233          3,233          3,233          3,233          3,233          3,233          3,233          3,233            6,633          3,379          3,379          3,379          3,379          3,379          3,379          3,379          3,379          3,379          3,379          3,379            6,779
HUMAN RESOURCES
Human Resources Manager G&A $55,000 10%           2               -         4,583       4,583       4,583       4,583       4,583          4,583          4,583          4,583          4,583          4,583          10,083          4,790          4,790          4,790          4,790          4,790          4,790          4,790          4,790          4,790          4,790          4,790          10,290          5,005          5,005          5,005          5,005          5,005          5,005          5,005          5,005          5,005          5,005          5,005          10,505          5,230          5,230          5,230          5,230          5,230          5,230          5,230          5,230          5,230          5,230          5,230          10,730          5,466          5,466          5,466          5,466          5,466          5,466          5,466          5,466          5,466          5,466          5,466          10,966
Administrative G&A $35,000 10%           3               -              -         2,917       2,917       2,917       2,917          2,917          2,917          2,917          2,917          2,917            6,417          3,048          3,048          3,048          3,048          3,048          3,048          3,048          3,048          3,048          3,048          3,048            6,548          3,185          3,185          3,185          3,185          3,185          3,185          3,185          3,185          3,185          3,185          3,185            6,685          3,328          3,328          3,328          3,328          3,328          3,328          3,328          3,328          3,328          3,328          3,328            6,828          3,478          3,478          3,478          3,478          3,478          3,478          3,478          3,478          3,478          3,478          3,478            6,978
FACILITIES / OFFICE MANAGEMENT
Facilities / Office Manager G&A $45,000 10%           4               -              -              -         3,750       3,750       3,750          3,750          3,750          3,750          3,750          3,750            8,250          3,919          3,919          3,919          3,919          3,919          3,919          3,919          3,919          3,919          3,919          3,919            8,419          4,095          4,095          4,095          4,095          4,095          4,095          4,095          4,095          4,095          4,095          4,095            8,595          4,279          4,279          4,279          4,279          4,279          4,279          4,279          4,279          4,279          4,279          4,279            8,779          4,472          4,472          4,472          4,472          4,472          4,472          4,472          4,472          4,472          4,472          4,472            8,972
Administrative G&A $34,000 10%           5               -              -              -              -         2,833       2,833          2,833          2,833          2,833          2,833          2,833            6,233          2,961          2,961          2,961          2,961          2,961          2,961          2,961          2,961          2,961          2,961          2,961            6,361          3,094          3,094          3,094          3,094          3,094          3,094          3,094          3,094          3,094          3,094          3,094            6,494          3,233          3,233          3,233          3,233          3,233          3,233          3,233          3,233          3,233          3,233          3,233            6,633          3,379          3,379          3,379          3,379          3,379          3,379          3,379          3,379          3,379          3,379          3,379            6,779
LEGAL & BUSINESS AFFAIRS
General Counsel G&A $100,000 10%           1          8,333       8,333       8,333       8,333       8,333       8,333          8,333          8,333          8,333          8,333          8,333          18,333          8,708          8,708          8,708          8,708          8,708          8,708          8,708          8,708          8,708          8,708          8,708          18,708          9,100          9,100          9,100          9,100          9,100          9,100          9,100          9,100          9,100          9,100          9,100          19,100          9,510          9,510          9,510          9,510          9,510          9,510          9,510          9,510          9,510          9,510          9,510          19,510          9,938          9,938          9,938          9,938          9,938          9,938          9,938          9,938          9,938          9,938          9,938          19,938
SYSTEMS DEVELOPMENT & SUPPORT
Chief Technology Officer SYS DEV $100,000 15%           2               -         8,333       8,333       8,333       8,333       8,333          8,333          8,333          8,333          8,333          8,333          23,333          8,708          8,708          8,708          8,708          8,708          8,708          8,708          8,708          8,708          8,708          8,708          23,708          9,100          9,100          9,100          9,100          9,100          9,100          9,100          9,100          9,100          9,100          9,100          24,100          9,510          9,510          9,510          9,510          9,510          9,510          9,510          9,510          9,510          9,510          9,510          24,510          9,938          9,938          9,938          9,938          9,938          9,938          9,938          9,938          9,938          9,938          9,938          24,938
Operations & Engineering Mgr SYS DEV $89,000 15%           2               -         7,417       7,417       7,417       7,417       7,417          7,417          7,417          7,417          7,417          7,417          20,767          7,750          7,750          7,750          7,750          7,750          7,750          7,750          7,750          7,750          7,750          7,750          21,100          8,099          8,099          8,099          8,099          8,099          8,099          8,099          8,099          8,099          8,099          8,099          21,449          8,464          8,464          8,464          8,464          8,464          8,464          8,464          8,464          8,464          8,464          8,464          21,814          8,845          8,845          8,845          8,845          8,845          8,845          8,845          8,845          8,845          8,845          8,845          22,195
Senior Systems Admin Mgr SYS DEV $75,000 15%           2               -         6,250       6,250       6,250       6,250       6,250          6,250          6,250          6,250          6,250          6,250          17,500          6,531          6,531          6,531          6,531          6,531          6,531          6,531          6,531          6,531          6,531          6,531          17,781          6,825          6,825          6,825          6,825          6,825          6,825          6,825          6,825          6,825          6,825          6,825          18,075          7,132          7,132          7,132          7,132          7,132          7,132          7,132          7,132          7,132          7,132          7,132          18,382          7,453          7,453          7,453          7,453          7,453          7,453          7,453          7,453          7,453          7,453          7,453          18,703
Systems Administrator SYS DEV $55,000 15%           3               -              -         4,583       4,583       4,583       4,583          4,583          4,583          4,583          4,583          4,583          12,833          4,790          4,790          4,790          4,790          4,790          4,790          4,790          4,790          4,790          4,790          4,790          13,040          5,005          5,005          5,005          5,005          5,005          5,005          5,005          5,005          5,005          5,005          5,005          13,255          5,230          5,230          5,230          5,230          5,230          5,230          5,230          5,230          5,230          5,230          5,230          13,480          5,466          5,466          5,466          5,466          5,466          5,466          5,466          5,466          5,466          5,466          5,466          13,716
Customer Support Staff SYS DEV $40,000 10%           4               -              -              -         3,333       3,333       3,333          3,333          3,333          3,333          3,333          3,333            7,333          3,483          3,483          3,483          3,483          3,483          3,483          3,483          3,483          3,483          3,483          3,483            7,483          3,640          3,640          3,640          3,640          3,640          3,640          3,640          3,640          3,640          3,640          3,640            7,640          3,804          3,804          3,804          3,804          3,804          3,804          3,804          3,804          3,804          3,804          3,804            7,804          3,975          3,975          3,975          3,975          3,975          3,975          3,975          3,975          3,975          3,975          3,975            7,975
Customer Support Staff SYS DEV $40,000 10%         18               -              -              -              -              -              -                 -                 -                 -                 -                 -                   -                 -                 -                 -                 -                 -            3,483          3,483          3,483          3,483          3,483          3,483            3,483          3,640          3,640          3,640          3,640          3,640          3,640          3,640          3,640          3,640          3,640          3,640            3,640          3,804          3,804          3,804          3,804          3,804          3,804          3,804          3,804          3,804          3,804          3,804            3,804          3,975          3,975          3,975          3,975          3,975          3,975          3,975          3,975          3,975          3,975          3,975            3,975
Customer Support Staff SYS DEV $40,000 10%         30               -              -              -              -              -              -                 -                 -                 -                 -                 -                   -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                   -                 -                 -                 -                 -                 -            3,640          3,640          3,640          3,640          3,640          3,640            3,640          3,804          3,804          3,804          3,804          3,804          3,804          3,804          3,804          3,804          3,804          3,804            3,804          3,975          3,975          3,975          3,975          3,975          3,975          3,975          3,975          3,975          3,975          3,975            3,975
CUSTOMER SERVICE
VP Policy & Registrar Relations CUST SERV $89,000 15%           4               -              -              -         7,417       7,417       7,417          7,417          7,417          7,417          7,417          7,417          20,767          7,750          7,750          7,750          7,750          7,750          7,750          7,750          7,750          7,750          7,750          7,750          21,100          8,099          8,099          8,099          8,099          8,099          8,099          8,099          8,099          8,099          8,099          8,099          21,449          8,464          8,464          8,464          8,464          8,464          8,464          8,464          8,464          8,464          8,464          8,464          21,814          8,845          8,845          8,845          8,845          8,845          8,845          8,845          8,845          8,845          8,845          8,845          22,195
Manager, Registrar Relations CUST SERV $50,000 10%           5               -              -              -              -         4,167       4,167          4,167          4,167          4,167          4,167          4,167            9,167          4,354          4,354          4,354          4,354          4,354          4,354          4,354          4,354          4,354          4,354          4,354            9,354          4,550          4,550          4,550          4,550          4,550          4,550          4,550          4,550          4,550          4,550          4,550            9,550          4,755          4,755          4,755          4,755          4,755          4,755          4,755          4,755          4,755          4,755          4,755            9,755          4,969          4,969          4,969          4,969          4,969          4,969          4,969          4,969          4,969          4,969          4,969            9,969
Customer Service Manager CUST SERV $50,000 10%           4               -              -              -         4,167       4,167       4,167          4,167          4,167          4,167          4,167          4,167            9,167          4,354          4,354          4,354          4,354          4,354          4,354          4,354          4,354          4,354          4,354          4,354            9,354          4,550          4,550          4,550          4,550          4,550          4,550          4,550          4,550          4,550          4,550          4,550            9,550          4,755          4,755          4,755          4,755          4,755          4,755          4,755          4,755          4,755          4,755          4,755            9,755          4,969          4,969          4,969          4,969          4,969          4,969          4,969          4,969          4,969          4,969          4,969            9,969
Senior Customer Service Representative CUST SERV $35,000 10%           5               -              -              -              -         2,917       2,917          2,917          2,917          2,917          2,917          2,917            6,417          3,048          3,048          3,048          3,048          3,048          3,048          3,048          3,048          3,048          3,048          3,048            6,548          3,185          3,185          3,185          3,185          3,185          3,185          3,185          3,185          3,185          3,185          3,185            6,685          3,328          3,328          3,328          3,328          3,328          3,328          3,328          3,328          3,328          3,328          3,328            6,828          3,478          3,478          3,478          3,478          3,478          3,478          3,478          3,478          3,478          3,478          3,478            6,978
Customer Service Representative CUST SERV $26,000 10%           5               -              -              -              -         2,167       2,167          2,167          2,167          2,167          2,167          2,167            4,767          2,264          2,264          2,264          2,264          2,264          2,264          2,264          2,264          2,264          2,264          2,264            4,864          2,366          2,366          2,366          2,366          2,366          2,366          2,366          2,366          2,366          2,366          2,366            4,966          2,473          2,473          2,473          2,473          2,473          2,473          2,473          2,473          2,473          2,473          2,473            5,073          2,584          2,584          2,584          2,584          2,584          2,584          2,584          2,584          2,584          2,584          2,584            5,184
Customer Service Representative CUST SERV $26,000 10%           6               -              -              -              -              -         2,167          2,167          2,167          2,167          2,167          2,167            4,767          2,264          2,264          2,264          2,264          2,264          2,264          2,264          2,264          2,264          2,264          2,264            4,864          2,366          2,366          2,366          2,366          2,366          2,366          2,366          2,366          2,366          2,366          2,366            4,966          2,473          2,473          2,473          2,473          2,473          2,473          2,473          2,473          2,473          2,473          2,473            5,073          2,584          2,584          2,584          2,584          2,584          2,584          2,584          2,584          2,584          2,584          2,584            5,184
Customer Service Representative - European Satellite Office CUST SERV $26,000 10%           8               -              -              -              -              -              -                 -            2,167          2,167          2,167          2,167            4,767          2,264          2,264          2,264          2,264          2,264          2,264          2,264          2,264          2,264          2,264          2,264            4,864          2,366          2,366          2,366          2,366          2,366          2,366          2,366          2,366          2,366          2,366          2,366            4,966          2,473          2,473          2,473          2,473          2,473          2,473          2,473          2,473          2,473          2,473          2,473            5,073          2,584          2,584          2,584          2,584          2,584          2,584          2,584          2,584          2,584          2,584          2,584            5,184
Customer Service Representative - Pacific Rim Satellite Office CUST SERV $26,000 10%         11               -              -              -              -              -              -                 -                 -                 -                 -            2,167            4,767          2,264          2,264          2,264          2,264          2,264          2,264          2,264          2,264          2,264          2,264          2,264            4,864          2,366          2,366          2,366          2,366          2,366          2,366          2,366          2,366          2,366          2,366          2,366            4,966          2,473          2,473          2,473          2,473          2,473          2,473          2,473          2,473          2,473          2,473          2,473            5,073          2,584          2,584          2,584          2,584          2,584          2,584          2,584          2,584          2,584          2,584          2,584            5,184
Administrative CUST SERV $35,000 10%           3               -              -         2,917       2,917       2,917       2,917          2,917          2,917          2,917          2,917          2,917            6,417          3,048          3,048          3,048          3,048          3,048          3,048          3,048          3,048          3,048          3,048          3,048            6,548          3,185          3,185          3,185          3,185          3,185          3,185          3,185          3,185          3,185          3,185          3,185            6,685          3,328          3,328          3,328          3,328          3,328          3,328          3,328          3,328          3,328          3,328          3,328            6,828          3,478          3,478          3,478          3,478          3,478          3,478          3,478          3,478          3,478          3,478          3,478            6,978
Administrative CUST SERV $35,000 10%           4               -              -              -         2,917       2,917       2,917          2,917          2,917          2,917          2,917          2,917            6,417          3,048          3,048          3,048          3,048          3,048          3,048          3,048          3,048          3,048          3,048          3,048            6,548          3,185          3,185          3,185          3,185          3,185          3,185          3,185          3,185          3,185          3,185          3,185            6,685          3,328          3,328          3,328          3,328          3,328          3,328          3,328          3,328          3,328          3,328          3,328            6,828          3,478          3,478          3,478          3,478          3,478          3,478          3,478          3,478          3,478          3,478          3,478            6,978
Administrative - Pacific Rim Satellite Office CUST SERV $35,000 10%           8               -              -              -              -              -              -                 -            2,917          2,917          2,917          2,917            6,417          3,048          3,048          3,048          3,048          3,048          3,048          3,048          3,048          3,048          3,048          3,048            6,548          3,185          3,185          3,185          3,185          3,185          3,185          3,185          3,185          3,185          3,185          3,185            6,685          3,328          3,328          3,328          3,328          3,328          3,328          3,328          3,328          3,328          3,328          3,328            6,828          3,478          3,478          3,478          3,478          3,478          3,478          3,478          3,478          3,478          3,478          3,478            6,978
Administrative - European Satellite Office CUST SERV $35,000 10%         11               -              -              -              -              -              -                 -                 -                 -                 -            2,917            6,417          3,048          3,048          3,048          3,048          3,048          3,048          3,048          3,048          3,048          3,048          3,048            6,548          3,185          3,185          3,185          3,185          3,185          3,185          3,185          3,185          3,185          3,185          3,185            6,685          3,328          3,328          3,328          3,328          3,328          3,328          3,328          3,328          3,328          3,328          3,328            6,828          3,478          3,478          3,478          3,478          3,478          3,478          3,478          3,478          3,478          3,478          3,478            6,978
MARKETING & SALES
Chief Marketing Officer MKTG $95,000 15%           3               -              -         7,917       7,917       7,917       7,917          7,917          7,917          7,917          7,917          7,917          22,167          8,273          8,273          8,273          8,273          8,273          8,273          8,273          8,273          8,273          8,273          8,273          22,523          8,645          8,645          8,645          8,645          8,645          8,645          8,645          8,645          8,645          8,645          8,645          22,895          9,034          9,034          9,034          9,034          9,034          9,034          9,034          9,034          9,034          9,034          9,034          23,284          9,441          9,441          9,441          9,441          9,441          9,441          9,441          9,441          9,441          9,441          9,441          23,691
Marketing and PR Manager MKTG $68,000 10%           3               -              -         5,667       5,667       5,667       5,667          5,667          5,667          5,667          5,667          5,667          12,467          5,922          5,922          5,922          5,922          5,922          5,922          5,922          5,922          5,922          5,922          5,922          12,722          6,188          6,188          6,188          6,188          6,188          6,188          6,188          6,188          6,188          6,188          6,188          12,988          6,467          6,467          6,467          6,467          6,467          6,467          6,467          6,467          6,467          6,467          6,467          13,267          6,758          6,758          6,758          6,758          6,758          6,758          6,758          6,758          6,758          6,758          6,758          13,558
Sales Manager - European Satellite Office MKTG $75,000 10%           8               -              -              -              -              -              -                 -            6,250          6,250          6,250          6,250          13,750          6,531          6,531          6,531          6,531          6,531          6,531          6,531          6,531          6,531          6,531          6,531          14,031          6,825          6,825          6,825          6,825          6,825          6,825          6,825          6,825          6,825          6,825          6,825          14,325          7,132          7,132          7,132          7,132          7,132          7,132          7,132          7,132          7,132          7,132          7,132          14,632          7,453          7,453          7,453          7,453          7,453          7,453          7,453          7,453          7,453          7,453          7,453          14,953
Sales Manager - Pacific Rim Satellite Office MKTG $75,000 10%         11               -              -              -              -              -              -                 -                 -                 -                 -            6,250          13,750          6,531          6,531          6,531          6,531          6,531          6,531          6,531          6,531          6,531          6,531          6,531          14,031          6,825          6,825          6,825          6,825          6,825          6,825          6,825          6,825          6,825          6,825          6,825          14,325          7,132          7,132          7,132          7,132          7,132          7,132          7,132          7,132          7,132          7,132          7,132          14,632          7,453          7,453          7,453          7,453          7,453          7,453          7,453          7,453          7,453          7,453          7,453          14,953
Administrative MKTG $35,000 10%           3               -              -         2,917       2,917       2,917       2,917          2,917          2,917          2,917          2,917          2,917            6,417          3,048          3,048          3,048          3,048          3,048          3,048          3,048          3,048          3,048          3,048          3,048            6,548          3,185          3,185          3,185          3,185          3,185          3,185          3,185          3,185          3,185          3,185          3,185            6,685          3,328          3,328          3,328          3,328          3,328          3,328          3,328          3,328          3,328          3,328          3,328            6,828          3,478          3,478          3,478          3,478          3,478          3,478          3,478          3,478          3,478          3,478          3,478            6,978
 Total Labor Cost        22,500      52,583      90,250    115,750    127,833    130,000       130,000       141,333       141,333       141,333       152,667        372,017       159,537       159,537       159,537       159,537       159,537       163,020       163,020       163,020       163,020       163,020       163,020        382,370       170,356       170,356       170,356       170,356       170,356       173,996       173,996       173,996       173,996       173,996       173,996        393,346       181,826       181,826       181,826       181,826       181,826       181,826       181,826       181,826       181,826       181,826       181,826        401,176       190,008       190,008       190,008       190,008       190,008       190,008       190,008       190,008       190,008       190,008       190,008        409,358
 Sys Dev Headcount               -                3              4              5              5              5                5                5                5                5                5                  5                5                5                5                5                5                6                6                6                6                6                6                  6                6                6                6                6                6                7                7                7                7                7                7                  7                7                7                7                7                7                7                7                7                7                7                7                  7                7                7                7                7                7                7                7                7                7                7                7                  7
 Sys Dev New Hires               -                3              1              1            -              -                 -                 -                 -                 -                 -                   -                 -                 -                 -                 -                 -                  1               -                 -                 -                 -                 -                   -                 -                 -                 -                 -                 -                  1               -                 -                 -                 -                 -                   -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                   -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                   -  
 Cust Serv Headcount               -              -                1              4              7              8                8               10               10               10               12                12               12               12               12               12               12               12               12               12               12               12               12                12               12               12               12               12               12               12               12               12               12               12               12                12               12               12               12               12               12               12               12               12               12               12               12                12               12               12               12               12               12               12               12               12               12               12               12                12
 Cust Serv New Hires               -              -                1              3              3              1               -                  2               -                 -                  2                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                   -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                   -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                   -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                   -  
 Mktg Headcount               -              -                3              3              3              3                3                4                4                4                5                  5                5                5                5                5                5                5                5                5                5                5                5                  5                5                5                5                5                5                5                5                5                5                5                5                  5                5                5                5                5                5                5                5                5                5                5                5                  5                5                5                5                5                5                5                5                5                5                5                5                  5
 Mktg New Hires               -              -                3            -              -              -                 -                  1               -                 -                  1                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                   -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                   -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                   -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                   -  
 G&A Headcount                3              5              8            10            11            11               11               11               11               11               11                11               11               11               11               11               11               11               11               11               11               11               11                11               11               11               11               11               11               11               11               11               11               11               11                11               11               11               11               11               11               11               11               11               11               11               11                11               11               11               11               11               11               11               11               11               11               11               11                11
 G&A New Hires                3              2              3              2              1            -                 -                 -                 -                 -                 -                   -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                   -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                   -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                   -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                   -  
 Total HC (Excluding Sys Dev)                3              5            12            17            21            22               22               25               25               25               28                28               28               28               28               28               28               28               28               28               28               28               28                28               28               28               28               28               28               28               28               28               28               28               28                28               28               28               28               28               28               28               28               28               28               28               28                28               28               28               28               28               28               28               28               28               28               28               28                28
 Total New Hire (Excluding Sys Dev)                3              2              7              5              4              1               -                  3               -                 -                  3                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                   -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                   -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                   -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                   -  
 Total Headcount                3              8            16            22            26            27               27               30               30               30               33                33               33               33               33               33               33               34               34               34               34               34               34                34               34               34               34               34               34               35               35               35               35               35               35                35               35               35               35               35               35               35               35               35               35               35               35                35               35               35               35               35               35               35               35               35               35               35               35                35
 Total New Hires                3              5              8              6              4              1               -                  3               -                 -                  3                 -                 -                 -                 -                 -                 -                  1               -                 -                 -                 -                 -                   -                 -                 -                 -                 -                 -                  1               -                 -                 -                 -                 -                   -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                   -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                   -  
Labor Cost Type Breakout
Systems Development & Support
Systems Development & Support Labor - Straight Time SYS DEV  $           -    $  22,000  $  26,583  $  29,917  $  29,917  $  29,917  $     29,917  $     29,917  $     29,917  $     29,917  $     29,917  $      81,767  $     31,263  $     31,263  $     31,263  $     31,263  $     31,263  $     34,746  $     34,746  $     34,746  $     34,746  $     34,746  $     34,746  $      86,596  $     36,310  $     36,310  $     36,310  $     36,310  $     36,310  $     39,950  $     39,950  $     39,950  $     39,950  $     39,950  $     39,950  $      91,800  $     41,748  $     41,748  $     41,748  $     41,748  $     41,748  $     41,748  $     41,748  $     41,748  $     41,748  $     41,748  $     41,748  $      93,598  $     43,626  $     43,626  $     43,626  $     43,626  $     43,626  $     43,626  $     43,626  $     43,626  $     43,626  $     43,626  $     43,626  $      95,476
Fringe Rate 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25%
Fringe               -         5,500       6,646       7,479       7,479       7,479          7,479          7,479          7,479          7,479          7,479          20,442          7,816          7,816          7,816          7,816          7,816          8,687          8,687          8,687          8,687          8,687          8,687          21,649          9,077          9,077          9,077          9,077          9,077          9,987          9,987          9,987          9,987          9,987          9,987          22,950        10,437        10,437        10,437        10,437        10,437        10,437        10,437        10,437        10,437        10,437        10,437          23,399        10,907        10,907        10,907        10,907        10,907        10,907        10,907        10,907        10,907        10,907        10,907          23,869
Total Cost of Sales Labor  $           -    $  27,500  $  33,229  $  37,396  $  37,396  $  37,396  $     37,396  $     37,396  $     37,396  $     37,396  $     37,396  $     102,208  $     39,079  $     39,079  $     39,079  $     39,079  $     39,079  $     43,433  $     43,433  $     43,433  $     43,433  $     43,433  $     43,433  $     108,245  $     45,387  $     45,387  $     45,387  $     45,387  $     45,387  $     49,937  $     49,937  $     49,937  $     49,937  $     49,937  $     49,937  $     114,750  $     52,185  $     52,185  $     52,185  $     52,185  $     52,185  $     52,185  $     52,185  $     52,185  $     52,185  $     52,185  $     52,185  $     116,997  $     54,533  $     54,533  $     54,533  $     54,533  $     54,533  $     54,533  $     54,533  $     54,533  $     54,533  $     54,533  $     54,533  $     119,345
Customer Service
Customer Service Labor - Straight Time CUST SERV  $           -    $         -    $    2,917  $  17,417  $  26,667  $  28,833  $     28,833  $     33,917  $     33,917  $     33,917  $     39,000  $      90,250  $     40,755  $     40,755  $     40,755  $     40,755  $     40,755  $     40,755  $     40,755  $     40,755  $     40,755  $     40,755  $     40,755  $      92,005  $     42,589  $     42,589  $     42,589  $     42,589  $     42,589  $     42,589  $     42,589  $     42,589  $     42,589  $     42,589  $     42,589  $      93,839  $     44,505  $     44,505  $     44,505  $     44,505  $     44,505  $     44,505  $     44,505  $     44,505  $     44,505  $     44,505  $     44,505  $      95,755  $     46,508  $     46,508  $     46,508  $     46,508  $     46,508  $     46,508  $     46,508  $     46,508  $     46,508  $     46,508  $     46,508  $      97,758
Fringe Rate 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25%
Fringe               -              -            729       4,354       6,667       7,208          7,208          8,479          8,479          8,479          9,750          22,563        10,189        10,189        10,189        10,189        10,189        10,189        10,189        10,189        10,189        10,189        10,189          23,001        10,647        10,647        10,647        10,647        10,647        10,647        10,647        10,647        10,647        10,647        10,647          23,460        11,126        11,126        11,126        11,126        11,126        11,126        11,126        11,126        11,126        11,126        11,126          23,939        11,627        11,627        11,627        11,627        11,627        11,627        11,627        11,627        11,627        11,627        11,627          24,440
Total Customer Service Labor  $           -    $         -    $    3,646  $  21,771  $  33,333  $  36,042  $     36,042  $     42,396  $     42,396  $     42,396  $     48,750  $     112,813  $     50,944  $     50,944  $     50,944  $     50,944  $     50,944  $     50,944  $     50,944  $     50,944  $     50,944  $     50,944  $     50,944  $     115,006  $     53,236  $     53,236  $     53,236  $     53,236  $     53,236  $     53,236  $     53,236  $     53,236  $     53,236  $     53,236  $     53,236  $     117,299  $     55,632  $     55,632  $     55,632  $     55,632  $     55,632  $     55,632  $     55,632  $     55,632  $     55,632  $     55,632  $     55,632  $     119,694  $     58,135  $     58,135  $     58,135  $     58,135  $     58,135  $     58,135  $     58,135  $     58,135  $     58,135  $     58,135  $     58,135  $     122,198
Marketing
Marketing Labor - Straight Time MKTG  $           -    $         -    $  16,500  $  16,500  $  16,500  $  16,500  $     16,500  $     22,750  $     22,750  $     22,750  $     29,000  $      68,550  $     30,305  $     30,305  $     30,305  $     30,305  $     30,305  $     30,305  $     30,305  $     30,305  $     30,305  $     30,305  $     30,305  $      69,855  $     31,669  $     31,669  $     31,669  $     31,669  $     31,669  $     31,669  $     31,669  $     31,669  $     31,669  $     31,669  $     31,669  $      71,219  $     33,094  $     33,094  $     33,094  $     33,094  $     33,094  $     33,094  $     33,094  $     33,094  $     33,094  $     33,094  $     33,094  $      72,644  $     34,583  $     34,583  $     34,583  $     34,583  $     34,583  $     34,583  $     34,583  $     34,583  $     34,583  $     34,583  $     34,583  $      74,133
Fringe Rate 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25%
Fringe               -              -         4,125       4,125       4,125       4,125          4,125          5,688          5,688          5,688          7,250          17,138          7,576          7,576          7,576          7,576          7,576          7,576          7,576          7,576          7,576          7,576          7,576          17,464          7,917          7,917          7,917          7,917          7,917          7,917          7,917          7,917          7,917          7,917          7,917          17,805          8,273          8,273          8,273          8,273          8,273          8,273          8,273          8,273          8,273          8,273          8,273          18,161          8,646          8,646          8,646          8,646          8,646          8,646          8,646          8,646          8,646          8,646          8,646          18,533
Total Marketing Labor  $           -    $         -    $  20,625  $  20,625  $  20,625  $  20,625  $     20,625  $     28,438  $     28,438  $     28,438  $     36,250  $      85,688  $     37,881  $     37,881  $     37,881  $     37,881  $     37,881  $     37,881  $     37,881  $     37,881  $     37,881  $     37,881  $     37,881  $      87,319  $     39,586  $     39,586  $     39,586  $     39,586  $     39,586  $     39,586  $     39,586  $     39,586  $     39,586  $     39,586  $     39,586  $      89,023  $     41,367  $     41,367  $     41,367  $     41,367  $     41,367  $     41,367  $     41,367  $     41,367  $     41,367  $     41,367  $     41,367  $      90,805  $     43,229  $     43,229  $     43,229  $     43,229  $     43,229  $     43,229  $     43,229  $     43,229  $     43,229  $     43,229  $     43,229  $      92,666
General & Administrative
G&A Labor - Straight Time G&A  $     22,500  $  30,583  $  44,250  $  51,917  $  54,750  $  54,750  $     54,750  $     54,750  $     54,750  $     54,750  $     54,750  $     131,450  $     57,214  $     57,214  $     57,214  $     57,214  $     57,214  $     57,214  $     57,214  $     57,214  $     57,214  $     57,214  $     57,214  $     133,914  $     59,788  $     59,788  $     59,788  $     59,788  $     59,788  $     59,788  $     59,788  $     59,788  $     59,788  $     59,788  $     59,788  $     136,488  $     62,479  $     62,479  $     62,479  $     62,479  $     62,479  $     62,479  $     62,479  $     62,479  $     62,479  $     62,479  $     62,479  $     139,179  $     65,290  $     65,290  $     65,290  $     65,290  $     65,290  $     65,290  $     65,290  $     65,290  $     65,290  $     65,290  $     65,290  $     141,990
Fringe Rate 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25%
Fringe          5,625       7,646      11,063      12,979      13,688      13,688        13,688        13,688        13,688        13,688        13,688          32,863        14,303        14,303        14,303        14,303        14,303        14,303        14,303        14,303        14,303        14,303        14,303          33,478        14,947        14,947        14,947        14,947        14,947        14,947        14,947        14,947        14,947        14,947        14,947          34,122        15,620        15,620        15,620        15,620        15,620        15,620        15,620        15,620        15,620        15,620        15,620          34,795        16,323        16,323        16,323        16,323        16,323        16,323        16,323        16,323        16,323        16,323        16,323          35,498
Total G&A Labor  $     28,125  $  38,229  $  55,313  $  64,896  $  68,438  $  68,438  $     68,438  $     68,438  $     68,438  $     68,438  $     68,438  $     164,313  $     71,517  $     71,517  $     71,517  $     71,517  $     71,517  $     71,517  $     71,517  $     71,517  $     71,517  $     71,517  $     71,517  $     167,392  $     74,735  $     74,735  $     74,735  $     74,735  $     74,735  $     74,735  $     74,735  $     74,735  $     74,735  $     74,735  $     74,735  $     170,610  $     78,099  $     78,099  $     78,099  $     78,099  $     78,099  $     78,099  $     78,099  $     78,099  $     78,099  $     78,099  $     78,099  $     173,974  $     81,613  $     81,613  $     81,613  $     81,613  $     81,613  $     81,613  $     81,613  $     81,613  $     81,613  $     81,613  $     81,613  $     177,488
Total Labor with Fringe  $     28,125  $  65,729  $112,813  $144,688  $159,792  $162,500  $   162,500  $   176,667  $   176,667  $   176,667  $   190,833  $     465,021  $   199,421  $   199,421  $   199,421  $   199,421  $   199,421  $   203,775  $   203,775  $   203,775  $   203,775  $   203,775  $   203,775  $     477,963  $   212,945  $   212,945  $   212,945  $   212,945  $   212,945  $   217,495  $   217,495  $   217,495  $   217,495  $   217,495  $   217,495  $     491,682  $   227,282  $   227,282  $   227,282  $   227,282  $   227,282  $   227,282  $   227,282  $   227,282  $   227,282  $   227,282  $   227,282  $     501,470  $   237,510  $   237,510  $   237,510  $   237,510  $   237,510  $   237,510  $   237,510  $   237,510  $   237,510  $   237,510  $   237,510  $     511,697
OPERATING EXPENSES (Non-Labor):
FACILITY SYSTEMS DEVELOPMENT & SUPPORT
Fixed cost per employee $2,000
 Total New Hires                3              5              8              6              4              1               -                  3               -                 -                  3                 -                 -                 -                 -                 -                 -                  1               -                 -                 -                 -                 -                   -                 -                 -                 -                 -                 -                  1               -                 -                 -                 -                 -                   -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                   -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                 -                   -  
 Office outfitting including computers and networking @ per employee  $      6,000  $  10,000  $  16,000  $  12,000  $    8,000  $    2,000  $           -    $      6,000  $           -    $           -    $      6,000  $             -    $           -    $           -    $           -    $           -    $           -    $      2,000  $           -    $           -    $           -    $           -    $           -    $             -    $           -    $           -    $           -    $           -    $           -    $      2,000  $           -    $           -    $           -    $           -    $           -    $             -    $           -    $           -    $           -    $           -    $           -    $           -    $           -    $           -    $           -    $           -    $           -    $             -    $           -    $           -    $           -    $           -    $           -    $           -    $           -    $           -    $           -    $           -    $           -    $             -  
 Total  Office outfitting including computers and networking  $      6,000  $  10,000  $  16,000  $  12,000  $    8,000  $    2,000  $           -    $      6,000  $           -    $           -    $      6,000  $             -    $           -    $           -    $           -    $           -    $           -    $      2,000  $           -    $           -    $           -    $           -    $           -    $             -    $           -    $           -    $           -    $           -    $           -    $      2,000  $           -    $           -    $           -    $           -    $           -    $             -    $           -    $           -    $           -    $           -    $           -    $           -    $           -    $           -    $           -    $           -    $           -    $             -    $           -    $           -    $           -    $           -    $           -    $           -    $           -    $           -    $           -    $           -    $           -    $             -  
MARKETING & SALES
Media $1.00 $0.25       337,500       225,113                 -       450,000       337,500        281,250       225,000       234,000       243,360       253,094       263,218       273,747       283,328       293,245       303,508       314,131       325,125        336,505       348,283       360,472       373,089       386,147       399,662       413,650       426,060       438,842       452,007       803,067       732,659        704,858       677,488       699,500       722,240       745,732       770,002       795,077    1,070,132    1,008,391       862,745       886,590       911,111        936,327       962,259       988,928    1,016,354    1,297,686    1,263,415    1,261,611    1,247,210    1,269,869    1,293,099    1,316,917    1,341,341      1,366,389
Co-op Advertising Program $0.25        84,375        56,278                 -       112,500        84,375          70,313        56,250        58,500        60,840        63,274        65,805        68,437        70,832        73,311        75,877        78,533        81,281          84,126        87,071        90,118        93,272        96,537        99,916       103,413       106,515       109,710       113,002       200,767       183,165        176,214       169,372       174,875       180,560       186,433       192,501       198,769       267,533       252,098       215,686       221,648       227,778        234,082       240,565       247,232       254,089       324,422       315,854       315,403       311,802       317,467       323,275       329,229       335,335        341,597
Production 20%        67,500        45,023                 -        90,000        67,500          56,250        45,000        46,800        48,672        50,619        52,644        54,749        56,666        58,649        60,702        62,826        65,025          67,301        69,657        72,094        74,618        77,229        79,932        82,730        85,212        87,768        90,401       160,613       146,532        140,972       135,498       139,900       144,448       149,146       154,000       159,015       214,026       201,678       172,549       177,318       182,222        187,265       192,452       197,786       203,271       259,537       252,683       252,322       249,442       253,974       258,620       263,383       268,268        273,278
Research 10%        33,750        22,511                 -        45,000        33,750          28,125        22,500        23,400        24,336        25,309        26,322        27,375        28,333        29,324        30,351        31,413        32,513          33,650        34,828        36,047        37,309        38,615        39,966        41,365        42,606        43,884        45,201        80,307        73,266          70,486        67,749        69,950        72,224        74,573        77,000        79,508       107,013       100,839        86,275        88,659        91,111          93,633        96,226        98,893       101,635       129,769       126,342       126,161       124,721       126,987       129,310       131,692       134,134        136,639
Agency Fee 20% 25,000 50,000 67,500 45,023 0 90,000 67,500 56,250 45,000 46,800 48,672 50,619 52,644 54,749 56,666 58,649 60,702 62,826 65,025 67,301 69,657 72,094 74,618 77,229 79,932 82,730 85,212 87,768 90,401 160,613 146,532 140,972 135,498 139,900 144,448 149,146 154,000 159,015 214,026 201,678 172,549 177,318 182,222 187,265 192,452 197,786 203,271 259,537 252,683 252,322 249,442 253,974 258,620 263,383 268,268 273,278
Public Relations $0.50      25,000      50,000       168,750       112,556       300,000       225,000       168,750        140,625       112,500       117,000       121,680       126,547       131,609       136,873       141,664       146,622       151,754       157,065       162,563        168,252       174,141       180,236       186,544       193,074       199,831       206,825       213,030       219,421       226,003       401,534       366,330        352,429       338,744       349,750       361,120       372,866       385,001       397,538       535,066       504,196       431,373       443,295       455,555        468,163       481,129       494,464       508,177       648,843       631,708       630,806       623,605       634,935       646,550       658,459       670,670        683,195
Total Marketing & Sales  $           -    $         -    $         -    $         -    $  50,000  $100,000  $   759,375  $   506,503  $   300,000  $1,012,500  $   759,375  $     632,813  $   506,250  $   526,500  $   547,560  $   569,462  $   592,241  $   615,931  $   637,488  $   659,800  $   682,893  $   706,794  $   731,532  $     757,136  $   783,636  $   811,063  $   839,450  $   868,831  $   899,240  $   930,713  $   958,635  $   987,394  $1,017,016  $1,806,901  $1,648,483  $  1,585,930  $1,524,347  $1,573,875  $1,625,040  $1,677,898  $1,732,506  $1,788,923  $2,407,796  $2,268,880  $1,941,176  $1,994,828  $2,049,999  $  2,106,736  $2,165,083  $2,225,087  $2,286,797  $2,919,794  $2,842,684  $2,838,625  $2,806,221  $2,857,206  $2,909,474  $2,963,064  $3,018,017  $  3,074,376
GENERAL & ADMINISTRATIVE
RENT EXPENSE
Headcount                3              8            16            22            26            27               27               30               30               30               33                33               33               33               33               33               33               34               34               34               34               34               34                34               34               34               34               34               34               35               35               35               35               35               35                35               35               35               35               35               35               35               35               35               35               35               35                35               35               35               35               35               35               35               35               35               35               35               35                35
Average Space per Employee - Including Common (Sq Ft) 335             335          335          335          335          335          335             335             335             335             335             335               335             335             335             335             335             335             335             335             335             335             335             335               335             335             335             335             335             335             335             335             335             335             335             335               335             335             335             335             335             335             335             335             335             335             335             335               335             335             335             335             335             335             335             335             335             335             335             335               335
Total Space Required (Sq Ft)          1,005       2,680       5,360       7,370       8,710       9,045          9,045        10,050        10,050        10,050        11,055          11,055        11,055        11,055        11,055        11,055        11,055        11,390        11,390        11,390        11,390        11,390        11,390          11,390        11,390        11,390        11,390        11,390        11,390        11,725        11,725        11,725        11,725        11,725        11,725          11,725        11,725        11,725        11,725        11,725        11,725        11,725        11,725        11,725        11,725        11,725        11,725          11,725        11,725        11,725        11,725        11,725        11,725        11,725        11,725        11,725        11,725        11,725        11,725          11,725
Cost per Square Foot per Month  $                      1.40  $        1.40  $     1.40  $     1.40  $     1.40  $     1.40  $     1.40  $        1.40  $        1.40  $        1.40  $        1.40  $        1.40  $          1.40  $        1.40  $        1.40  $        1.40  $        1.40  $        1.40  $        1.40  $        1.40  $        1.40  $        1.40  $        1.40  $        1.40  $          1.40  $        1.40  $        1.40  $        1.40  $        1.40  $        1.40  $        1.40  $        1.40  $        1.40  $        1.40  $        1.40  $        1.40  $          1.40  $        1.40  $        1.40  $        1.40  $        1.40  $        1.40  $        1.40  $        1.40  $        1.40  $        1.40  $        1.40  $        1.40  $          1.40  $        1.40  $        1.40  $        1.40  $        1.40  $        1.40  $        1.40  $        1.40  $        1.40  $        1.40  $        1.40  $        1.40  $          1.40
Total Rent  $      1,407  $    3,752  $    7,504  $  10,318  $  12,194  $  12,663  $     12,663  $     14,070  $     14,070  $     14,070  $     15,477  $      15,477  $     15,477  $     15,477  $     15,477  $     15,477  $     15,477  $     15,946  $     15,946  $     15,946  $     15,946  $     15,946  $     15,946  $      15,946  $     15,946  $     15,946  $     15,946  $     15,946  $     15,946  $     16,415  $     16,415  $     16,415  $     16,415  $     16,415  $     16,415  $      16,415  $     16,415  $     16,415  $     16,415  $     16,415  $     16,415  $     16,415  $     16,415  $     16,415  $     16,415  $     16,415  $     16,415  $      16,415  $     16,415  $     16,415  $     16,415  $     16,415  $     16,415  $     16,415  $     16,415  $     16,415  $     16,415  $     16,415  $     16,415  $      16,415
TELECOMUNICATIONS EXPENSE
Headcount                3              8            16            22            26            27               27               30               30               30               33                33               33               33               33               33               33               34               34               34               34               34               34                34               34               34               34               34               34               35               35               35               35               35               35                35               35               35               35               35               35               35               35               35               35               35               35                35               35               35               35               35               35               35               35               35               35               35               35                35
Average Monthly Long Distance Usage per Employee (In Minutes)                           380             380          380          380          380          380          380             380             380             380             380             380               380             380             380             380             380             380             380             380             380             380             380             380               380             380             380             380             380             380             380             380             380             380             380             380               380             380             380             380             380             380             380             380             380             380             380             380               380             380             380             380             380             380             380             380             380             380             380             380               380
Total Minutes          1,140       3,040       6,080       8,360       9,880      10,260        10,260        11,400        11,400        11,400        12,540          12,540        12,540        12,540        12,540        12,540        12,540        12,920        12,920        12,920        12,920        12,920        12,920          12,920        12,920        12,920        12,920        12,920        12,920        13,300        13,300        13,300        13,300        13,300        13,300          13,300        13,300        13,300        13,300        13,300        13,300        13,300        13,300        13,300        13,300        13,300        13,300          13,300        13,300        13,300        13,300        13,300        13,300        13,300        13,300        13,300        13,300        13,300        13,300          13,300
Avg Cost Per Minute  $                      0.11  $        0.11  $     0.11  $     0.11  $     0.11  $     0.11  $     0.11  $        0.11  $        0.11  $        0.11  $        0.11  $        0.11  $          0.11  $        0.11  $        0.11  $        0.11  $        0.11  $        0.11  $        0.11  $        0.11  $        0.11  $        0.11  $        0.11  $        0.11  $          0.11  $        0.11  $        0.11  $        0.11  $        0.11  $        0.11  $        0.11  $        0.11  $        0.11  $        0.11  $        0.11  $        0.11  $          0.11  $        0.11  $        0.11  $        0.11  $        0.11  $        0.11  $        0.11  $        0.11  $        0.11  $        0.11  $        0.11  $        0.11  $          0.11  $        0.11  $        0.11  $        0.11  $        0.11  $        0.11  $        0.11  $        0.11  $        0.11  $        0.11  $        0.11  $        0.11  $          0.11
Fixed Cost per Month  $                  12,000  $     12,000  $  12,000  $  12,000  $  12,000  $  12,000  $  12,000  $     12,000  $     12,000  $     12,000  $     12,000  $     12,000  $      12,000  $     12,000  $     12,000  $     12,000  $     12,000  $     12,000  $     12,000  $     12,000  $     12,000  $     12,000  $     12,000  $     12,000  $      12,000  $     12,000  $     12,000  $     12,000  $     12,000  $     12,000  $     12,000  $     12,000  $     12,000  $     12,000  $     12,000  $     12,000  $      12,000  $     12,000  $     12,000  $     12,000  $     12,000  $     12,000  $     12,000  $     12,000  $     12,000  $     12,000  $     12,000  $     12,000  $      12,000  $     12,000  $     12,000  $     12,000  $     12,000  $     12,000  $     12,000  $     12,000  $     12,000  $     12,000  $     12,000  $     12,000  $      12,000
Total Telecom  $     12,125  $  12,334  $  12,669  $  12,920  $  13,087  $  13,129  $     13,129  $     13,254  $     13,254  $     13,254  $     13,379  $      13,379  $     13,379  $     13,379  $     13,379  $     13,379  $     13,379  $     13,421  $     13,421  $     13,421  $     13,421  $     13,421  $     13,421  $      13,421  $     13,421  $     13,421  $     13,421  $     13,421  $     13,421  $     13,463  $     13,463  $     13,463  $     13,463  $     13,463  $     13,463  $      13,463  $     13,463  $     13,463  $     13,463  $     13,463  $     13,463  $     13,463  $     13,463  $     13,463  $     13,463  $     13,463  $     13,463  $      13,463  $     13,463  $     13,463  $     13,463  $     13,463  $     13,463  $     13,463  $     13,463  $     13,463  $     13,463  $     13,463  $     13,463  $      13,463
MATERIALS & SUPPLIES
Headcount                3              8            16            22            26            27               27               30               30               30               33                33               33               33               33               33               33               34               34               34               34               34               34                34               34               34               34               34               34               35               35               35               35               35               35                35               35               35               35               35               35               35               35               35               35               35               35                35               35               35               35               35               35               35               35               35               35               35               35                35
Average Monthly Materials & Supplies Cost per Employee  $                       190  $         190  $      190  $      190  $      190  $      190  $      190  $         190  $         190  $         190  $         190  $         190  $           190  $         198  $         198  $         198  $         198  $         198  $         198  $         198  $         198  $         198  $         198  $         198  $           198  $         206  $         206  $         206  $         206  $         206  $         206  $         206  $         206  $         206  $         206  $         206  $           206  $         214  $         214  $         214  $         214  $         214  $         214  $         214  $         214  $         214  $         214  $         214  $           214  $         222  $         222  $         222  $         222  $         222  $         222  $         222  $         222  $         222  $         222  $         222  $           222
Total Materials & Supplies  $         570  $    1,520  $    3,040  $    4,180  $    4,940  $    5,130  $      5,130  $      5,700  $      5,700  $      5,700  $      6,270  $        6,270  $      6,521  $      6,521  $      6,521  $      6,521  $      6,521  $      6,718  $      6,718  $      6,718  $      6,718  $      6,718  $      6,718  $        6,718  $      6,987  $      6,987  $      6,987  $      6,987  $      6,987  $      7,193  $      7,193  $      7,193  $      7,193  $      7,193  $      7,193  $        7,193  $      7,480  $      7,480  $      7,480  $      7,480  $      7,480  $      7,480  $      7,480  $      7,480  $      7,480  $      7,480  $      7,480  $        7,480  $      7,780  $      7,780  $      7,780  $      7,780  $      7,780  $      7,780  $      7,780  $      7,780  $      7,780  $      7,780  $      7,780  $        7,780
Annual Growth 4%
TRAVEL & ENTERTAINMENT
Average Number of Employees that Routinely Incur T & E                            10               10            10            10            10            10            10               10               10               10               10               10                10               10               10               10               10               10               10               10               10               10               10               10                10               10               10               10               10               10               10               10               10               10               10               10                10               10               10               10               10               10               10               10               10               10               10               10                10               10               10               10               10               10               10               10               10               10               10               10                10
Average Monthly T & E Costs per Employee  $                    5,000  $      5,000  $    5,000  $    5,000  $    5,000  $    5,000  $    5,000  $      5,000  $      5,000  $      5,000  $      5,000  $      5,000  $        5,000  $      5,250  $      5,250  $      5,250  $      5,250  $      5,250  $      5,250  $      5,250  $      5,250  $      5,250  $      5,250  $      5,250  $        5,250  $      5,513  $      5,513  $      5,513  $      5,513  $      5,513  $      5,513  $      5,513  $      5,513  $      5,513  $      5,513  $      5,513  $        5,513  $      5,788  $      5,788  $      5,788  $      5,788  $      5,788  $      5,788  $      5,788  $      5,788  $      5,788  $      5,788  $      5,788  $        5,788  $      6,078  $      6,078  $      6,078  $      6,078  $      6,078  $      6,078  $      6,078  $      6,078  $      6,078  $      6,078  $      6,078  $        6,078
Total Travel & Entertainment  $     50,000  $  50,000  $  50,000  $  50,000  $  50,000  $  50,000  $     50,000  $     50,000  $     50,000  $     50,000  $     50,000  $      50,000  $     52,500  $     52,500  $     52,500  $     52,500  $     52,500  $     52,500  $     52,500  $     52,500  $     52,500  $     52,500  $     52,500  $      52,500  $     55,125  $     55,125  $     55,125  $     55,125  $     55,125  $     55,125  $     55,125  $     55,125  $     55,125  $     55,125  $     55,125  $      55,125  $     57,881  $     57,881  $     57,881  $     57,881  $     57,881  $     57,881  $     57,881  $     57,881  $     57,881  $     57,881  $     57,881  $      57,881  $     60,775  $     60,775  $     60,775  $     60,775  $     60,775  $     60,775  $     60,775  $     60,775  $     60,775  $     60,775  $     60,775  $      60,775
Annual Growth 5%
SEMINARS & CONFERENCES
Average Number of Employees Routinely Attending Conferences                              8                8              8              8              8              8              8                8                8                8                8                8                  8                8                8                8                8                8                8                8                8                8                8                8                  8                8                8                8                8                8                8                8                8                8                8                8                  8                8                8                8                8                8                8                8                8                8                8                8                  8                8                8                8                8                8                8                8                8                8                8                8                  8
Average Number of Conferences Attended per Month                              2                2              2              2              2              2              2                2                2                2                2                2                  2                2                2                2                2                2                2                2                2                2                2                2                  2                2                2                2                2                2                2                2                2                2                2                2                  2                2                2                2                2                2                2                2                2                2                2                2                  2                2                2                2                2                2                2                2                2                2                2                2                  2
Average Cost per Conferences  $                       800  $         800  $      800  $      800  $      800  $      800  $      800  $         800  $         800  $         800  $         800  $         800  $           800  $         832  $         832  $         832  $         832  $         832  $         832  $         832  $         832  $         832  $         832  $         832  $           832  $         865  $         865  $         865  $         865  $         865  $         865  $         865  $         865  $         865  $         865  $         865  $           865  $         900  $         900  $         900  $         900  $         900  $         900  $         900  $         900  $         900  $         900  $         900  $           900  $         936  $         936  $         936  $         936  $         936  $         936  $         936  $         936  $         936  $         936  $         936  $           936
Total Seminars & Conferences  $     12,800  $  12,800  $  12,800  $  12,800  $  12,800  $  12,800  $     12,800  $     12,800  $     12,800  $     12,800  $     12,800  $      12,800  $     13,312  $     13,312  $     13,312  $     13,312  $     13,312  $     13,312  $     13,312  $     13,312  $     13,312  $     13,312  $     13,312  $      13,312  $     13,844  $     13,844  $     13,844  $     13,844  $     13,844  $     13,844  $     13,844  $     13,844  $     13,844  $     13,844  $     13,844  $      13,844  $     14,398  $     14,398  $     14,398  $     14,398  $     14,398  $     14,398  $     14,398  $     14,398  $     14,398  $     14,398  $     14,398  $      14,398  $     14,974  $     14,974  $     14,974  $     14,974  $     14,974  $     14,974  $     14,974  $     14,974  $     14,974  $     14,974  $     14,974  $      14,974
Annual Growth (In Cost) 4%
INSURANCE
Commercial Umbrella Liability  $              1,500 /mo.  $      1,500  $    1,500  $    1,500  $    1,500  $    1,500  $    1,500  $      1,500  $      1,500  $      1,500  $      1,500  $      1,500  $        1,500  $      1,560  $      1,560  $      1,560  $      1,560  $      1,560  $      1,560  $      1,560  $      1,560  $      1,560  $      1,560  $      1,560  $        1,560  $      1,622  $      1,622  $      1,622  $      1,622  $      1,622  $      1,622  $      1,622  $      1,622  $      1,622  $      1,622  $      1,622  $        1,622  $      1,687  $      1,687  $      1,687  $      1,687  $      1,687  $      1,687  $      1,687  $      1,687  $      1,687  $      1,687  $      1,687  $        1,687  $      1,755  $      1,755  $      1,755  $      1,755  $      1,755  $      1,755  $      1,755  $      1,755  $      1,755  $      1,755  $      1,755  $        1,755
Commercial Property  $              1,200 /mo.  $      1,200  $    1,200  $    1,200  $    1,200  $    1,200  $    1,200  $      1,200  $      1,200  $      1,200  $      1,200  $      1,200  $        1,200  $      1,248  $      1,248  $      1,248  $      1,248  $      1,248  $      1,248  $      1,248  $      1,248  $      1,248  $      1,248  $      1,248  $        1,248  $      1,298  $      1,298  $      1,298  $      1,298  $      1,298  $      1,298  $      1,298  $      1,298  $      1,298  $      1,298  $      1,298  $        1,298  $      1,350  $      1,350  $      1,350  $      1,350  $      1,350  $      1,350  $      1,350  $      1,350  $      1,350  $      1,350  $      1,350  $        1,350  $      1,404  $      1,404  $      1,404  $      1,404  $      1,404  $      1,404  $      1,404  $      1,404  $      1,404  $      1,404  $      1,404  $        1,404
Directors Liability  $              2,300 /mo.  $      2,300  $    2,300  $    2,300  $    2,300  $    2,300  $    2,300  $      2,300  $      2,300  $      2,300  $      2,300  $      2,300  $        2,300  $      2,392  $      2,392  $      2,392  $      2,392  $      2,392  $      2,392  $      2,392  $      2,392  $      2,392  $      2,392  $      2,392  $        2,392  $      2,488  $      2,488  $      2,488  $      2,488  $      2,488  $      2,488  $      2,488  $      2,488  $      2,488  $      2,488  $      2,488  $        2,488  $      2,587  $      2,587  $      2,587  $      2,587  $      2,587  $      2,587  $      2,587  $      2,587  $      2,587  $      2,587  $      2,587  $        2,587  $      2,691  $      2,691  $      2,691  $      2,691  $      2,691  $      2,691  $      2,691  $      2,691  $      2,691  $      2,691  $      2,691  $        2,691
Total Insuance  $      5,000  $    5,000  $    5,000  $    5,000  $    5,000  $    5,000  $      5,000  $      5,000  $      5,000  $      5,000  $      5,000  $        5,000  $      5,200  $      5,200  $      5,200  $      5,200  $      5,200  $      5,200  $      5,200  $      5,200  $      5,200  $      5,200  $      5,200  $        5,200  $      5,408  $      5,408  $      5,408  $      5,408  $      5,408  $      5,408  $      5,408  $      5,408  $      5,408  $      5,408  $      5,408  $        5,408  $      5,624  $      5,624  $      5,624  $      5,624  $      5,624  $      5,624  $      5,624  $      5,624  $      5,624  $      5,624  $      5,624  $        5,624  $      5,849  $      5,849  $      5,849  $      5,849  $      5,849  $      5,849  $      5,849  $      5,849  $      5,849  $      5,849  $      5,849  $        5,849
Annual Growth 4%
FACILITY MAINTENANCE & OTHER
Utilities  $                500 /mo.  $      500  $      500  $      500  $      500  $      500  $         500  $         500  $         500  $         500  $         500  $           500  $         520  $         520  $         520  $         520  $         520  $         520  $         520  $         520  $         520  $         520  $         520  $           520  $         541  $         541  $         541  $         541  $         541  $         541  $         541  $         541  $         541  $         541  $         541  $           541  $         562  $         562  $         562  $         562  $         562  $         562  $         562  $         562  $         562  $         562  $         562  $           562  $         585  $         585  $         585  $         585  $         585  $         585  $         585  $         585  $         585  $         585  $         585  $           585
Facility Maintenance & Other  $              3,700 /mo.    $    3,700  $    3,700  $    3,700  $    3,700  $    3,700  $      3,700  $      3,700  $      3,700  $      3,700  $      3,700  $        3,700  $      3,848  $      3,848  $      3,848  $      3,848  $      3,848  $      3,848  $      3,848  $      3,848  $      3,848  $      3,848  $      3,848  $        3,848  $      4,002  $      4,002  $      4,002  $      4,002  $      4,002  $      4,002  $      4,002  $      4,002  $      4,002  $      4,002  $      4,002  $        4,002  $      4,162  $      4,162  $      4,162  $      4,162  $      4,162  $      4,162  $      4,162  $      4,162  $      4,162  $      4,162  $      4,162  $        4,162  $      4,328  $      4,328  $      4,328  $      4,328  $      4,328  $      4,328  $      4,328  $      4,328  $      4,328  $      4,328  $      4,328  $        4,328
Total Facility Maintenance & Other  $           -    $    4,200  $    4,200  $    4,200  $    4,200  $    4,200  $      4,200  $      4,200  $      4,200  $      4,200  $      4,200  $        4,200  $      4,368  $      4,368  $      4,368  $      4,368  $      4,368  $      4,368  $      4,368  $      4,368  $      4,368  $      4,368  $      4,368  $        4,368  $      4,543  $      4,543  $      4,543  $      4,543  $      4,543  $      4,543  $      4,543  $      4,543  $      4,543  $      4,543  $      4,543  $        4,543  $      4,724  $      4,724  $      4,724  $      4,724  $      4,724  $      4,724  $      4,724  $      4,724  $      4,724  $      4,724  $      4,724  $        4,724  $      4,913  $      4,913  $      4,913  $      4,913  $      4,913  $      4,913  $      4,913  $      4,913  $      4,913  $      4,913  $      4,913  $        4,913
Annual Growth 4%
PROFESSIONAL SERVICES
Legal Services  $              6,000 /mo. #  $      6,000  $    6,024  $    6,048  $    6,072  $    6,097  $    6,121  $      6,145  $      6,170  $      6,195  $      6,219  $      6,244  $        6,269  $      6,294  $      6,320  $      6,345  $      6,370  $      6,396  $      6,421  $      6,447  $      6,473  $      6,499  $      6,525  $      6,551  $        6,577  $      6,603  $      6,630  $      6,656  $      6,683  $      6,710  $      6,736  $      6,763  $      6,790  $      6,818  $      6,845  $      6,872  $        6,900  $      6,927  $      6,955  $      6,983  $      7,011  $      7,039  $      7,067  $      7,095  $      7,124  $      7,152  $      7,181  $      7,209  $        7,238  $      7,267  $      7,296  $      7,325  $      7,355  $      7,384  $      7,414  $      7,443  $      7,473  $      7,503  $      7,533  $      7,563  $        7,593
Financial & Accounting Services  $              5,800 /mo.  $      5,800  $    5,823  $    5,846  $    5,870  $    5,893  $    5,917  $      5,941  $      5,964  $      5,988  $      6,012  $      6,036  $        6,060  $      6,085  $      6,109  $      6,133  $      6,158  $      6,183  $      6,207  $      6,232  $      6,257  $      6,282  $      6,307  $      6,332  $        6,358  $      6,383  $      6,409  $      6,434  $      6,460  $      6,486  $      6,512  $      6,538  $      6,564  $      6,590  $      6,617  $      6,643  $        6,670  $      6,696  $      6,723  $      6,750  $      6,777  $      6,804  $      6,831  $      6,859  $      6,886  $      6,914  $      6,941  $      6,969  $        6,997  $      7,025  $      7,053  $      7,081  $      7,110  $      7,138  $      7,167  $      7,195  $      7,224  $      7,253  $      7,282  $      7,311  $        7,340
Other Outside Services  $              2,700 /mo.  $      2,700  $    2,711  $    2,722  $    2,733  $    2,743  $    2,754  $      2,765  $      2,777  $      2,788  $      2,799  $      2,810  $        2,821  $      2,832  $      2,844  $      2,855  $      2,867  $      2,878  $      2,890  $      2,901  $      2,913